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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Nassau Crossing, Yulee.

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Active

Active·1 day on market·Nassau Crossing

86018 Railway Place

Yulee, FL 32097

$364,990$164/sqftEst. $2,022/moMLS# 2168471
4
Beds
2
Baths
2,231
Sq Ft
2020
Built
2
Garage
No
Pool

7 more homes for sale in Nassau Crossing →Search Nassau Crossing on the map

FEMA Zone XHOA $50/mo6,098 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Nassau Crossing

Move-In Ready 4-Bedroom Home with Heated & Cooled Garage-Schedule Your Showing Today! Don't miss this exceptional opportunity at 86018 Railway Place in Yulee! Offering 4 bedrooms, 2 full baths, and a desirable open-concept floor plan, this home is designed for comfortable everyday living and effortless entertaining. The spacious living area flows seamlessly into the kitchen and dining spaces, creating the perfect setup for gatherings, relaxing, and making memories. The versatile heated and cooled garage adds valuable flexibility-ideal for a workshop, hobby space, home gym, office, additional storage. With four bedrooms, there's plenty of room for family, guests, or working from home. Located in convenient Yulee, close to shopping, dining, schools, major roadways, Fernandina Beach, and Amelia Island. Homes with this combination of space and flexibility don't stay available for long. Schedule your private showing today before it's gone! This listing qualifies for special 100% financing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Nassau County$504
HOAbilled annually$50
Estimated total, before insurance$2,576/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$364,990
$72,998
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $504
Insurance (est.): $243
Estimated Total Monthly
$2,769
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 8, 2026Listed$364,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$364,990
Price / Sq Ft$164
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,231
Acres0.14 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address86018 Railway Place, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionNassau Crossing
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Parcel Number42-2N-27-1090-0177-0000

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewTrees/Woods

Interior

AppliancesDishwasher, Dryer, Gas Range, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Additional Information

Date ListedOctober 8, 2026
Days on Market20
HOA Fees$600 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Nassau Crossing

Nassau Crossing is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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