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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Nassau Crossing, Yulee — a waterfront home in Nassau County.

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Active·94 days on market·Nassau Crossing

86719 Nassau Crossing Way

Yulee, FL 32097

$405,000$184/sqftEst. $2,208/mo mortgageMLS# 2157321
↓ $20,000 below original list
4
Beds
2.5
Baths
2,198
Sq Ft
2022
Built
2
Garage
No
Pool

4 more homes for sale in Nassau Crossing →Search Nassau Crossing on the map

FEMA Zone XHOA $50/mo6,098 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Nassau Crossing

Welcome to 86719 Nassau Crossing Way, where modern design meets everyday comfort in the highly desirable Nassau Crossing community of Yulee. Built in 2022, this beautifully maintained 4 bed, 2.5 bath home offers over 2,200 square feet of thoughtfully designed living space with an open-concept layout that's perfect for both entertaining and daily living. The spacious kitchen serves as the heart of the home, featuring a large breakfast bar, ample cabinetry, pantry, and seamless flow into the dining and living areas. Upstairs, the generous primary suite provides a walk in closet and private ensuite bath. Enjoy the convenience of an attached garage, energy efficient construction, and low maintenance living. The backyard offers plenty of space to relax, play, or create your own outdoor oasis. Located in Nassau Crossing, residents enjoy a convenient location close to shopping, dining, beaches, and highly rated schools.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,208
Property taxesest. at asking price, Nassau County$559
HOAbilled annually$50
Estimated total, before insurance$2,817/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,291/yr · $358/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,208
Principal & Interest: $2,208
Property taxes (est.): $559
Insurance (est.): $270
Estimated Total Monthly
$3,037
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,514 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,291/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Price change$405,000−$10,000
  • Aug 17, 2026Price change$415,000−$10,000
  • Jul 27, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86237 Mainline Road, Yulee, FL 32097Listed by EXP REALTY LLCSep 2026$370,000$1684/2.52,198100.1
86451 Nassau Crossing Way, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$355,000$1914/21,856900.1
86221 Express Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$2144/21,70560.2
86607 Nassau Crossing Way, Yulee, FL 32097Listed by SUMMER HOUSE REALTYAug 2026$330,000$1784/21,856360.2
86010 Osheas Place, Yulee, FL 32097Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$359,000$1993/21,806460.6
86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIESSep 2026$225,000$1333/21,69410.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,000
Price / Sq Ft$184
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,198
Acres0.14 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address86719 Nassau Crossing Way, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionNassau Crossing
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Parcel Number422N27109000770000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
Green / EnergyDoors
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 28, 2026
Days on Market94
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$4,290.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOVER GIRL PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Nassau Crossing

Nassau Crossing is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Nassau Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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