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Active

Active·2 days on market

86719 Nassau Crossing Way

Yulee, FL 32097

$425,000$193/sqftEst. $2,167/moMLS# 2157321

Beds

Baths

2,198

Sq Ft

2022

Built

Garage

Pool

About this home

Yulee

Welcome to 86719 Nassau Crossing Way, where modern design meets everyday comfort in the highly desirable Nassau Crossing community of Yulee. Built in 2022, this beautifully maintained 4 bed, 2.5 bath home offers over 2,200 square feet of thoughtfully designed living space with an open-concept layout that's perfect for both entertaining and daily living. The spacious kitchen serves as the heart of the home, featuring a large breakfast bar, ample cabinetry, pantry, and seamless flow into the dining and living areas. Upstairs, the generous primary suite provides a walk in closet and private ensuite bath. Enjoy the convenience of an attached garage, energy efficient construction, and low maintenance living. The backyard offers plenty of space to relax, play, or create your own outdoor oasis. Located in Nassau Crossing, residents enjoy a convenient location close to shopping, dining, beaches, and highly rated schools.

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,167

Principal & Interest: $2,167

Property taxes (est.): $587

Insurance (est.): $283

Estimated Total Monthly

$3,037

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,167

Property taxesest. at asking price, Nassau County$587

HOAbilled annually$50

Estimated total, before insurance$2,804/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,291/yr · $358/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,291/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,514 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History