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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Courtney Oaks, St. Augustine — a gated community home in St. Johns County.

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Active

Active·162 days on market·Courtney Oaks

268 Pine Grove Point

St. Augustine, FL 32092

$1,063,990$298/sqftEst. $5,847/mo mortgageMLS# 2145011
4
Beds
3.5
Baths
3,576
Sq Ft
2026
Built
3
Garage
No
Pool

4 more homes for sale in Courtney Oaks →Search Courtney Oaks on the map

FEMA Zone XHOA $100/moSingle Family Residence2 storiesNew construction

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About this home

Courtney Oaks

New home in Courtney Oaks at SilverLeaf. A coastal feel from the outside in. Courtyard 2 car and a single garage with a separate entry provides for gorgeous curb appeal and ample driveway space. Walking through the double door entry, you are greeted by 11' ceilings and a flex room off the foyer- makes for a great home office. The family room features built ins with tons of cabinet and drawer storage and electric fireplace. A gourmet open concept kitchen featuring white cabinets, quartz countertops, under cabinet lighting, and a vented hood to the outside is the perfect set up. Windows and a slider across the back lead to a covered lanai with pavers, and a hardi lap ceiling! The owners suite is located on the first floor with a bay window. The luxurious owners bath includes a fully tiled walk in shower and a soaker tub, and a closet the size of a bedroom! Upstairs includes a large bonus room with a wet bar set up and 3 secondary bedrooms- all w/walk-in closets

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,847
Property taxesest. at asking price, St. Johns County$1,416
HOAbilled annually$100
Estimated total, before insurance$7,363/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,063,990
$212,798
Loan Term
Monthly Payment
$5,847
Principal & Interest: $5,847
Property taxes (est.): $1,416
Insurance (est.): $709
Estimated Total Monthly
$7,972
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 10, 2026Price change$1,063,990+$9,490
  • May 13, 2026Listed$1,054,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $298/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.2
463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$804,375$2884/32,79120.2
503 Canopy Forest Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$1,300,000$3324/4.53,918680.2
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.3
215 Brooke Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$1,067,405$3333/33,205150.5
329 Arbor Creek Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$1,230,800$3085/4.53,996240.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,063,990
Price / Sq Ft$298
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,576
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Zoned elementaryLiberty Pines Academy
Zoned middleLiberty Pines Academy
Zoned highTocoi Creek High School
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLiberty Pines Academy
Reported middleLiberty Pines Academy
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address268 Pine Grove Point, St. Augustine, FL 32092
Area304- 210 South
SubdivisionCourtney Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number000000000000000

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesGas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2

Exterior

FencingBack Yard

Additional Information

Date ListedMay 13, 2026
Days on Market147
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHLEY HOMES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Courtney Oaks

Courtney Oaks is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

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Courtney Oaks guides & reports

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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