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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Courtney Oaks, St. Augustine — a new construction home in St. Johns County.

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Active

Active·136 days on market·Courtney Oaks

156 Courtney Oaks Drive

St. Augustine, FL 32092

$979,990$332/sqftEst. $5,385/mo mortgageMLS# 2150120
5
Beds
3
Baths
2,950
Sq Ft
2026
Built
3
Garage
No
Pool

4 more homes for sale in Courtney Oaks →Search Courtney Oaks on the map

FEMA Zone XHOA $100/moSingle Family Residence1 storyNew construction

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About this home

Courtney Oaks

Ashley homes plan 2917 features 5 beds,3 baths, large bonus room all in a single story. Located on a 70' homesite in a gated community. Ashley Homes in Courtney Oaks includes an impressive lineup of upscale standard features, including smooth drywall finishes, 8' interior doors, 3 cm quartz countertops, 42'' cabinetry in multiple color selections, under-cabinet lighting, exterior vinyl soffit lighting, and more. Every home also includes a paver driveway, walkway, patio, and covered lanai for added curb appeal and outdoor living space. Located in a natural gas community, homes in SilverLeaf are equipped with a gas cooktop, tankless water heater, and both gas and electric dryer connections for convenience and efficiency. Closing Costs Paid!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,385
Property taxesest. at asking price, St. Johns County$1,304
HOAbilled annually$100
Estimated total, before insurance$6,790/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$979,990
$195,998
Loan Term
Monthly Payment
$5,385
Principal & Interest: $5,385
Property taxes (est.): $1,304
Insurance (est.): $653
Estimated Total Monthly
$7,343
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $5,040,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$225,000$225,000—
2024$225,000$225,000—
2023$140,000$140,000—
2022$39,200$39,200—

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Price change$979,990+$29,990
  • Aug 27, 2026Price change$950,000+$194,010
  • Jun 11, 2026Listed$755,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $328/sq ft; this home is listed at $332/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.1
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.3
215 Brooke Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$1,067,405$3333/33,205150.4
38 Blue River Drive, St. Augustine, FL 32092Listed by PERRY HOMESOct 2026$971,949$2944/33,3112310.5
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401260.5
53 Glenbriar Court, St. Augustine, FL 32092Listed by KARSTEN REAL ESTATE TEAMSep 2026$932,000$3284/32,843610.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$979,990
Price / Sq Ft$332
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,950
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address156 Courtney Oaks Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionCourtney Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0103621180

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesGas Water Heater, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 11, 2026
Days on Market136
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHLEY HOMES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Courtney Oaks

Courtney Oaks is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Courtney Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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