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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 21, 2026·2 days on market·Recent sales in SilverLeaf

463 Canopy Forest Drive

St. Augustine, FL 32092

$804,375sold priceListed at $835,000 · 96.3% of asking$288/sqftMLS# 2159469
4
Beds
3
Baths
2,791
Sq Ft
2024
Built
4
Garage
No
Pool
FEMA Zone XHOA $154/mo10,454 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Built by David Weekley Homes, this Wolfson Floorplan 4-bedroom, 3-bath home with an office/flex space is located on a 70 foot preserve-view lot in the gated Oak Grove community within SilverLeaf. The home features an open, well-proportioned layout with generous ceiling heights, a spacious outdoor living area and a 4 Car Garage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,455
Property taxesest. at asking price, St. Johns County$1,070
HOAbilled annually$154
Estimated total, before insurance$5,680/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,849/yr · $737/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$804,375
$160,875
Loan Term
Monthly Payment
$4,455
Principal & Interest: $4,455
Property taxes (est.): $1,070
Insurance (est.): $536
Estimated Total Monthly
$6,062
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,849/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$835,000
  • Aug 20, 2026Active Under Contract$835,000
  • Aug 17, 2026Active$835,000
  • Aug 10, 2026Listed$835,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $299/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.3
144 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$624,030$2794/32,23400.3
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.4
53 Glenbriar Court, St. Augustine, FL 32092Listed by KARSTEN REAL ESTATE TEAMSep 2026$932,000$3284/32,843610.8
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401260.8
637 Watervale Drive, St. Augustine, FL 32092Listed by LPT REALTY LLCSep 2026$520,000$2364/32,2041510.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$835,000
Price / Sq Ft$299
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,791
Acres0.24 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address463 Canopy Forest Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,454.4 sq ft
Parcel Number0103610310

Amenities

AmenitiesPool, Children's Pool, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Porch, Rear Porch
RoofShingle

Additional Information

Date ListedAugust 17, 2026
Days on Market2
HOA Fees$1,850 / Annually
HOA FrequencyAnnually
Tax Amount$8,848.61
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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