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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 28, 2026·178 days on market·Recent sales in SilverLeaf

23 Pine Grove Point

St. Augustine, FL 32092

$1,178,900sold priceListed at $1,224,900 · 96.2% of asking$336/sqftMLS# 2130938
3
Beds
3.5
Baths
3,508
Sq Ft
2026
Built
4
Garage
No
Pool
FEMA Zone XHOA $142/mo13,504 sqft lotSingle Family Residence1 storyNew construction

About this home

St. Augustine

Exceptional ''Cameron'' new-construction single-story POOL HOME on a coveted corner homesite, crafted by Mastercraft Builder Group within the gated enclave of Courtney Oaks at Silverleaf. Offering 3,508 square feet of refined living, this home features four bedrooms, three-and-a-half baths, a private study, formal dining room, and an impressive four-car courtyard-entry garage. RevWood pale oak flooring anchors the main living areas, enhanced by soaring 12-foot ceilings and stacked transom windows that bathe the interiors in natural light. The owner's suite is a true retreat with dual walk-in closets, separate vanities, a freestanding soaking tub, and an expansive walk-in shower with dual shower heads. The gourmet kitchen is a showpiece, showcasing double-stacked neutral cabinetry, warm gold hardware, and a generous island ideal for gathering. Your at home entertainment is complete with an inground saltwater pool and hot tub with screen enclosure.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,530
Property taxesest. at asking price, St. Johns County$1,569
HOAbilled annually$142
Estimated total, before insurance$8,240/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,030/yr · $253/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,178,900
$235,780
Loan Term
Monthly Payment
$6,530
Principal & Interest: $6,530
Property taxes (est.): $1,569
Insurance (est.): $786
Estimated Total Monthly
$8,885
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $4,860,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$225,000$225,000—
2024$225,000$225,000—
2023$140,000$140,000—
2022$39,200$39,200—

2025 property taxes (current owner): $3,030/yr

Estimated taxes if purchased at asking price: ~$18,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Closed$1,224,900
  • Aug 21, 2026Pending$1,224,900
  • Jul 24, 2026Price change$1,224,900−$25,000
  • Feb 19, 2026Listed$1,249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $349/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
156 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$802,314$2484/3.53,23600.2
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.3
463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$804,375$2884/32,79120.4
25 Summer Sun Way, St. Augustine, FL 32092Listed by SOMEDAY HOMES REALTY, LLC.Sep 2026$730,000$2686/32,728110.4
503 Canopy Forest Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$1,300,000$3324/4.53,918680.4
141 Chestnut Oak Road, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$1,458,064$3674/4.53,96900.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,224,900
Price / Sq Ft$349
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,508
Total Structure Area3,508 sq ft
Acres0.31 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address23 Pine Grove Point, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,503.6 sq ft
Parcel Number0103620630

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesEntrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Rear Porch

Additional Information

Date ListedFebruary 19, 2026
Days on Market178
HOA Fees$1,700 / Annually
HOA FrequencyAnnually
Tax Amount$3,030.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PERRY HOMES

Sold by: ROUND TABLE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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