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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 31, 2026·68 days on market·Recent sales in SilverLeaf

503 Canopy Forest Drive

St. Augustine, FL 32092

$1,300,000sold priceListed at $1,339,000 · 97.1% of asking$332/sqftMLS# 2146373
4
Beds
4.5
Baths
3,918
Sq Ft
2023
Built
4
Garage
Yes
Pool
FEMA Zone XHOA $100/mo10,454 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Over $350,000 in Upgrades! Turnkey Luxury & Private Pool in SilverLeaf Why wait to build? Located in the gated Oak Grove community, 503 Canopy Forest Drive offers the perfect blend of modern style and outdoor entertaining. Inside, a bright, open-concept layout seamlessly connects the living, dining, and kitchen spaces. Flooded with natural light, the home boasts premium finishes and a warm, contemporary feel throughout. The real showstopper is the private, preserve-lined backyard retreat. The backyard still offers plenty of green space with room for a basketball hoop, or additional outdoor living. Experience SilverLeaf's 3 amenity centers, including resort-style pools with water slides, entertainment spaces, parks, trails, and even more to come in this growing master-planned community. Current owners spared no expense, investing over $350,000 in recent upgrades to make this property truly unique.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,201
Property taxesest. at asking price, St. Johns County$1,730
HOAbilled annually$100
Estimated total, before insurance$9,031/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,528/yr · $1,127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,300,000
$260,000
Loan Term
Monthly Payment
$7,201
Principal & Interest: $7,201
Property taxes (est.): $1,730
Insurance (est.): $867
Estimated Total Monthly
$9,797
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,017,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,018,392$967,670—
2024$947,296$897,296—
2023$110,000$110,000—
2022$39,200$39,200—

2025 property taxes (current owner): $13,528/yr

Estimated taxes if purchased at asking price: ~$20,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$1,339,000
  • Jul 28, 2026Active Under Contract$1,339,000
  • May 21, 2026Listed$1,339,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $315/sq ft; this home is listed at $342/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$804,375$2884/32,79120
156 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$802,314$2484/3.53,23600.3
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.4
141 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Aug 2026$734,564$2634/3.52,788720.4
523 Brook Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$980,000$3154/33,1111080.6
141 Chestnut Oak Road, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$1,458,064$3674/4.53,96900.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,339,000
Price / Sq Ft$342
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,918
Acres0.24 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

Community Information

Address503 Canopy Forest Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionOak Grove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,454.4 sq ft
Parcel Number0103610290

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

AppliancesDishwasher, Disposal, Electric Range, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units, Zoned
# of Stories2
LevelsTwo
Spa FeaturesHeated

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingWrought Iron
RoofShingle

Additional Information

Date ListedMay 21, 2026
Days on Market68
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Tax Amount$13,528.49
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: BLUEFIN REAL ESTATE GROUP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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