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This home is in St. Augustine.

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Active

Active·55 days on market

503 Canopy Forest Drive

St. Augustine, FL 32092

$1,339,000$342/sqftEst. $7,127/moMLS# 2146373
4
Beds
4
Baths
3,918
Sq Ft
2023
Built
4
Garage
Yes
Pool

About this home

St. Augustine

Over $350,000 in Upgrades! Turnkey Luxury & Private Pool in SilverLeaf Why wait to build? Located in the gated Oak Grove community, 503 Canopy Forest Drive offers the perfect blend of modern style and outdoor entertaining. Inside, a bright, open-concept layout seamlessly connects the living, dining, and kitchen spaces. Flooded with natural light, the home boasts premium finishes and a warm, contemporary feel throughout. The real showstopper is the private, preserve-lined backyard retreat. The backyard still offers plenty of green space with room for a basketball hoop, or additional outdoor living. Experience SilverLeaf's 3 amenity centers, including resort-style pools with water slides, entertainment spaces, parks, trails, and even more to come in this growing master-planned community. Current owners spared no expense, investing over $350,000 in recent upgrades to make this property truly unique.

Cost to own

Mortgage calculator

$1,339,000
$267,800
Loan Term
Monthly Payment
$6,764
Principal & Interest: $6,764
Est. Taxes & Insurance: $1,691
Estimated Total Monthly
$8,455
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,127
Property taxesest. at asking price, St. Johns County$1,782
HOAbilled annually$100
Estimated total, before insurance$9,008/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,017,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,018,392$967,670
2024$947,296$897,296
2023$110,000$110,000
2022$39,200$39,200

2025 property taxes (current owner): $13,528/yr

Estimated taxes if purchased at asking price: ~$21,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 21, 2026Listed$1,339,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,339,000
Price / Sq Ft$342
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,918
Acres0.24 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

Community Information

Address503 Canopy Forest Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionOak Grove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,454.4 sq ft
Parcel Number0103610290

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

AppliancesDishwasher, Disposal, Electric Range, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units, Zoned
# of Stories2
LevelsTwo
Spa FeaturesHeated

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingWrought Iron
RoofShingle

Additional Information

Date ListedMay 21, 2026
Days on Market54
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Tax Amount$13,528.49
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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