This home is in Riverwood, Ponte Vedra.

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Active Under Contract

Active Under Contract·65 days on market·Riverwood

233 Caspia Lane

Ponte Vedra, FL 32081

$388,000$301/sqftEst. $2,065/moMLS# 2144776

Beds

Baths

1,290

Sq Ft

2016

Built

Garage

Pool

About this home

Riverwood

CDD BOND PAID OFF! This well cared for & nicely upgraded gem has so many lovely features! Located in one of Nocatee's most popular 55+ communities-This one will not last long! Seller added many custom updates such as a kitchen island with a barstool seating, crown molding, plantation shutters, add'l cabinetry in kitchen hall & custom closets/pantry, AND an enclosed lanai for year-round enjoyment. You'll love the glass entry front door & 6 solar tubes, which allow for lots of natural light, the gleaming hardwood floors in the main areas and granite countertops in the kitchen, baths & Island. Primary suite has dual vanities, a large tiled shower and a functional custom closet. 2-car garage has a pull down screen, water softener & insulated garage door. Plus a true laundry room is a delight!! (versus just a closet in the hall or kitchen). AC & water heater both 3yrs new! Beautiful landscaping with curbed edging and rock garden beds. 2nd bedroom/bath provide a nice guest suite.

Cost to own

Mortgage calculator

Home Price

$388,000

Down Payment: 20%

$77,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,972

Principal & Interest: $1,972

Est. Taxes & Insurance: $493

Estimated Total Monthly

$2,465

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,065

Property taxesest. at asking price, St. Johns County$516

HOAbilled monthly$245

Estimated total, before insurance$2,826/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$361,697	$205,054	—
2024	$376,781	$198,568	—
2023	$379,686	$191,328	—
2022	$328,176	$184,299	—
2021	$243,766	$177,475	—
2020	$230,081	$174,334	—

2025 property taxes (current owner): $3,856/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 12, 2026Listed$388,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$388,000

Price / Sq Ft$301

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,290

Acres0.12 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address233 Caspia Lane, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionRiverwood By Del Webb

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size5,227.2 sq ft

Parcel Number0722480560

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Park, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Solar Tube(s), Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

LaundryIn Unit

Security24 Hour Security, Gated with Guard