This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.
Pending·94 days on market·Riverwood
232 Hawks Harbor Road
Ponte Vedra, FL 32081
16 more homes for sale in Riverwood →Search Riverwood on the map

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Riverwood
Welcome to Del Webb Ponte Vedra, Nocatee's premier 55+ resort-style community. This beautifully maintained home offers 2 bedrooms, 2 baths, plus a private study on a premium preserve lot. The kitchen features granite countertops, abundant cabinetry, and stainless steel appliances Rich hardwood flooring flows through the main living areas, complemented by built-in surround sound. Relax on the east-facing screened lanai overlooking the peaceful preserve--perfect for morning coffee or afternoon unwinding. The split-bedroom floor plan provides added privacy for guests. Additional features include a water softener, extra garage insulation, attached storage cabinets, and recent updates including a new primary walk-in shower, interior and exterior paint, new carpet, newer HVAC, newer water heater, epoxy garage floor, and garage door opener. Enjoy the Anastasia Club's pools, fitness center, pickleball, tennis, bocce, café, social clubs, and more. Live the lifestyle you've earned!
Next steps in Riverwood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $378,394 | $218,512 | — |
| 2024 | $385,785 | $211,646 | — |
| 2023 | $385,785 | $204,025 | — |
| 2022 | $333,456 | $196,626 | — |
| 2021 | $250,479 | $189,443 | — |
| 2020 | $236,296 | $186,137 | — |
2025 property taxes (current owner): $4,754/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 27, 2026Pending$414,000
- Aug 21, 2026Price change$414,000−$5,000
- Jul 9, 2026Active$419,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $309/sq ft; this home is listed at $297/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 158 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by BEYCOME OF FLORIDA LLC | Oct 2026 | $454,000 | $316 | 3/2 | 1,437 | 32 | 0.1 |
| 179 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Aug 2026 | $410,000 | $285 | 2/2 | 1,437 | 47 | 0.1 |
| 233 Caspia Lane, Ponte Vedra, FL 32081Listed by PONTE VEDRA KEY REALTY | Sep 2026 | $386,000 | $299 | 2/2 | 1,290 | 53 | 0.3 |
| 153 Woodhurst Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLC | Sep 2026 | $460,000 | $270 | 2/2 | 1,701 | 140 | 0.5 |
| 158 Clay Gully Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $599,000 | $371 | 2/2 | 1,614 | 7 | 0.7 |
| 163 Breezy Bay Drive, Ponte Vedra, FL 32081Listed by LOKATION | Sep 2026 | $495,000 | $309 | 2/2 | 1,604 | 9 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverwood
Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines









