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This home is in Riverwood, Ponte Vedra.

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Active

Active·Listed today·Riverwood

232 Hawks Harbor Road

Ponte Vedra, FL 32081

$419,000$300/sqftEst. $2,230/moMLS# 2153388
2
Beds
2
Baths
1,395
Sq Ft
2014
Built

Riverwood

About this home

Welcome to Del Webb Ponte Vedra, Nocatee's premier 55+ resort-style community. This beautifully maintained home offers 2 bedrooms, 2 baths, plus a private study on a premium preserve lot. The kitchen features granite countertops, abundant cabinetry, and stainless steel appliances Rich hardwood flooring flows through the main living areas, complemented by built-in surround sound. Relax on the east-facing screened lanai overlooking the peaceful preserve--perfect for morning coffee or afternoon unwinding. The split-bedroom floor plan provides added privacy for guests. Additional features include a water softener, extra garage insulation, attached storage cabinets, and recent updates including a new primary walk-in shower, interior and exterior paint, newer HVAC, newer water heater, epoxy garage floor, and garage door opener. Enjoy the Anastasia Club's pools, fitness center, pickleball, tennis, bocce, café, social clubs, and more. Live the lifestyle you've earned!

Cost to own

Mortgage calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,230
Principal & Interest: $2,230
Est. Taxes & Insurance: $558
Estimated Total Monthly
$2,788
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,230
Property taxesest. at asking price, St. Johns County$558
HOAbilled monthly$245
Estimated total, before insurance$3,034/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$378,394$218,512

2025 property taxes (current owner): $4,754/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 9, 2026Active$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,000
Price / Sq Ft$300
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,395
Acres0.12 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address232 Hawks Harbor Road, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size5,227.2 sq ft
Parcel Number0722430270
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Park, Pickleball, Sauna, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 9, 2026
Days on Market0
HOA Fees$245 / Monthly
HOA FrequencyMonthly
HOA NameRiverwood by Del Webb
Tax Amount$4,753.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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