This home is in Julington Creek, St. Johns — a gated community home in St. Johns County.
Sold·Closed Aug 10, 2026·87 days on market·Recent sales in Julington Creek·Julington Creek
1640 Summerdown Way
St. Johns, FL 32259
32 more homes for sale in Julington Creek →Search Julington Creek on the map
About this home
Julington Creek
The smartest buy behind the gates of Plantation Grove. This 1 story 4 bed, 3 bath home with a flex room hands you the 2 things money can't renovate into a house: location & peace of mind. The big ticket items are DONE: 2025 roof, 2024 HVAC & water heater. Wood look tile flows through the light filled main living areas, where the family room fireplace anchors an open layout made for slow Sunday mornings. The kitchen delivers granite counters, a glass tile backsplash & the showstopper: a matte white Cafe appliance suite with copper hardware. A bay window breakfast nook & formal dining room with wainscoting give you room to host. Split bedrooms keep everyone's privacy, & the dedicated guest suite with its full bath is perfect for guests, or multigenerational living. The master suite offers a soaking tub, separate shower & double vanity. Your real backyard? 4,000 acres of Julington Creek Plantation: multiple pools, golf, tennis, fitness centers, parks & 7 miles of trails
Next steps in Julington Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $510,000 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $431,549 | $377,946 | — |
| 2024 | $416,587 | $366,587 | — |
| 2023 | $412,772 | $362,772 | — |
| 2022 | $375,519 | $160,024 | — |
| 2021 | $266,514 | $153,907 | — |
| 2020 | $244,463 | $151,092 | — |
2024 property taxes (current owner): $6,368/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 22, 2026Closed$449,999
- Jul 21, 2026Active Under Contract$449,999
- Jul 10, 2026Price change$449,999−$29,001
- Apr 24, 2026Listed$479,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1357 Shootingstar Lane, St. Johns, FL 32259Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $378,000 | $212 | 4/2 | 1,786 | 19 | 0.7 |
| 728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $610,000 | $269 | 3/2.5 | 2,271 | 48 | 0.8 |
| 952 Buttercup Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Aug 2026 | $375,000 | $226 | 3/2 | 1,660 | 4 | 0.8 |
| 237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $475,000 | $237 | 3/2 | 2,006 | 97 | 0.9 |
| 312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTY | Sep 2026 | $430,000 | $196 | 4/2 | 2,193 | 11 | 0.9 |
| 304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COAST | Sep 2026 | $450,000 | $226 | 4/2 | 1,990 | 106 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Creek
Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Julington Creek homes for sale →Keep looking
More homes in Julington Creek
Under Contract293 Maplewood DriveSt. Johns, FL 32259
4 bd · 2 ba · 1,804 sq ft
$449,999Est. $2,395/moWelcome to this beautifully updated 4-bedroom, 2-bathroom home nestled in the highly sought-after Julington Creek…
Listing Office: haney signature realty llc
For Sale1316 E Chinaberry CourtSt. Johns, FL 32259
4 bd · 2 ba · 2,182 sq ft
$449,800Est. $2,394/moTurn-key perfection meets resort-style living in the highly desirable gated enclave of Julington Creek Plantation!…
Listing Office: federated management group, inc
For Sale208 Honeysuckle WaySt. Johns, FL 32259
3 bd · 2 ba · 2,008 sq ft
$452,500Est. $2,408/moLocated within the Julington Creek Plantation community is this stunning 3 bedroom, 2-bathroom one owner home that is…
Listing Office: florida homes realty & mtg llc
Pending368 W Blackjack Branch WaySt. Johns, FL 32259
4 bd · 2 ba · 1,759 sq ft
$459,900Est. $2,448/moDesigner updates, peaceful preserve views, and resort-style living come together in this beautifully refreshed home!…
Listing Office: exp realty llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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