Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a golf course home in St. Johns County.

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Active

Active·44 days on market·Julington Creek

368 W Blackjack Branch Way

St. Johns, FL 32259

$459,900$261/sqftEst. $2,364/moMLS# 2155807

Beds

Baths

1,759

Sq Ft

2003

Built

Garage

Pool

About this home

Julington Creek

Designer updates, peaceful preserve views, and resort-style living come together in this beautifully refreshed home! The open, inviting floor plan features formal living and dining spaces and a stunning remodeled kitchen with custom cabinetry, quartz countertops, under-cabinet lighting, subway tile backsplash, deep stainless sink, and modern GE appliances. Both bathrooms have been redesigned with quartz-topped vanities, custom tile, upgraded fixtures, and spa-inspired finishes. Major updates include a new roof (2023), HVAC (2025), appliances (2023), washer/dryer (2023), lighting, water filtration system, Ring doorbell, and fresh interior paint. Step outside to a fully fenced backyard with tranquil pond and preserve views. Enjoy premium community amenities, top-rated St. Johns County schools, and convenient access to Durbin Pavilion, Rivertown, SR-210, and I-95. Move-in ready and beautifully updated!

Cost to own

Mortgage calculator

Home Price

$459,900

Down Payment: 20%

$91,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,364

Principal & Interest: $2,364

Property taxes (est.): $612

Insurance (est.): $307

Estimated Total Monthly

$3,283

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,364

Property taxesest. at asking price, St. Johns County$612

HOAbilled annually$48

Estimated total, before insurance$3,025/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,820/yr · $152/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,820/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Price change$459,900−$5,000
Jul 17, 2026Listed$464,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,900

Price / Sq Ft$261

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,759

Acres0.15 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address368 W Blackjack Branch Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number2495530230

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Golf Course, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit