This home is in Julington Creek, St. Johns — a home near Creekside High School.
Active Under Contract·136 days on market·Julington Creek
401 Twin Oaks Lane
St. Johns, FL 32259
27 more homes for sale in Julington Creek →Search Julington Creek on the map
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About this home
Julington Creek
Delightful open, larger 3/2 on generous corner. Study/office with built-ins & double-sided fireplace. Formal dining room has wainscotting & wood floors that extend thru the foyer & the family room. Kitchen has large dine-in area, breakfast bar, double sinks, raised panel cabinets & built-in microwave. Family room overlooks covered lanai & spacious fenced back yard with storage shed. Julington Creek Plantation is one of the most desirable, convenient, planned communities in Florida, and the amenities are numerous, new, available, & fun.
Next steps in Julington Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,729 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park31 min drive · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve16 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 1.0 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Mandarin Park Kayak Launch Dockabout 2 mi · Julington Creek
Closest youth league fields
Mills Field7 min drive · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publix2 min drive · 2750 Race Track Rd, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $399,559 | $322,642 | — |
| 2024 | $399,338 | $312,701 | — |
| 2023 | $386,522 | $301,991 | — |
| 2022 | $361,664 | $291,593 | — |
| 2021 | $275,237 | $125,226 | — |
| 2020 | $222,533 | $122,807 | — |
2025 property taxes (current owner): $6,327/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 30, 2026Active Under Contract$420,000
- Aug 28, 2026Active$420,000
- Aug 19, 2026Active Under Contract$420,000
- Jul 14, 2026Price change$420,000−$10,000
- Jun 9, 2026Listed$430,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $212/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 185 Elmwood Drive, St. Johns, FL 32259Listed by VENTURE DEVELOPMENT REALTY | Oct 2026 | $421,000 | $229 | 3/2 | 1,841 | 57 | 0.1 |
| 1264 Ribbon Road, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Oct 2026 | $485,000 | $201 | 4/2.5 | 2,408 | 145 | 0.3 |
| 1154 Linwood Loop, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $480,000 | $217 | 3/2 | 2,208 | 53 | 0.5 |
| 153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $555,355 | $246 | 4/2 | 2,253 | 92 | 0.5 |
| 293 Maplewood Drive, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLC | Oct 2026 | $437,500 | $243 | 4/2 | 1,804 | 81 | 0.8 |
| 4155 Julington Creek Road, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Oct 2026 | $361,500 | $238 | 3/2 | 1,517 | 12 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Creek
Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Julington Creek homes for sale →Keep looking
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Krista Fracke
Broker Associate
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