Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·69 days on market

216 Footbridge Road

St. Johns, FL 32259

$487,500$261/sqftEst. $2,486/moMLS# 2146624

Beds

Baths

1,868

Sq Ft

2021

Built

Garage

Pool

About this home

St. Johns

Seller is offering a 2/1 Buydown. Conv. 4.50% First Year Rate, FHA & VA 3.99% First Year Rate AND preferred lender is offering $2000, towards closing costs. This Craftsman-style gem with a rear entry garage and a front porch that sets the tone from the curb. Inside, the floor plan is well laid out. Tile runs through the main living area and primary bedroom. The kitchen has a gas range, stainless appliances, a large island, subway tile backsplash, custom pendant lighting, and a walk-in pantry. The family room is spacious and opens to a covered lanai, so indoor and outdoor living connect easily. The primary suite has room for a sitting area, plus a bathroom with a soaking tub, dual vanities, and a generous walk-in closet. Two additional bedrooms give family or guests their own space. Other features: a two-car rear-entry garage, a custom-built drop zone, and a fully fenced backyard with a gate. The landscaping is well planned throughout. The location puts you close to the amenities

Cost to own

Mortgage calculator

Home Price

$487,500

Down Payment: 20%

$97,500

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,486

Principal & Interest: $2,486

Property taxes (est.): $649

Insurance (est.): $325

Estimated Total Monthly

$3,459

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,486

Property taxesest. at asking price, St. Johns County$649

HOAbilled annually$5

Estimated total, before insurance$3,139/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $435,900 in January 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$399,685	$340,963	—
2024	$386,065	$330,646	—
2023	$391,065	$319,559	—
2022	$89,600	$16,911	—
2021	$75,000	$15,374	—
2020	$75,000	$13,976	—

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 22, 2026Listed$487,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$487,500

Price / Sq Ft$261

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,868

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address216 Footbridge Road, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007040370

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne