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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tidewater, Ponte Vedra — a waterfront home in Nocatee.

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Active Under Contract

Active Under Contract·177 days on market·Tidewater

39 Falling Water Court

Ponte Vedra, FL 32081

$499,000$236/sqftEst. $2,764/moMLS# 2141654
4
Beds
3.5
Baths
2,117
Sq Ft
2018
Built
2
Garage
No
Pool

16 more homes for sale in Tidewater →Search Tidewater on the map

FEMA Zone XHOA $499/moWaterfrontTownhouse3 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Tidewater

Back on the Market with no fault of the Seller...Welcome to this exquisite end-unit townhouse in Nocatee's sought-after Tidewater gated community! Boasting 4 beds, 3.5 baths, and a prime location, it offers easy access to Town Center, water parks, and dining, just steps away. The main level hosts a spacious kitchen with new appliances, an inviting open floor plan, and a scenic porch overlooking the pond. Upstairs, discover the primary suite, two bedrooms, and a laundry room. The ground level features a fourth bedroom and full bath with patio access. Enjoy the convenience of a two-car garage with EV and golf cart charger, plus exclusive community amenities like a pool and clubhouse. Zoned for Pine Island Academy, this is a dream home waiting for you! Schedule your tour today.

Next steps in Tidewater

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,764
Property taxesest. at asking price, St. Johns County$664
HOAbilled monthly$499
Estimated total, before insurance$3,927/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,764
Principal & Interest: $2,764
Property taxes (est.): $664
Insurance (est.): $333
Estimated Total Monthly
$3,761
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $500,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$430,360$430,360—
2024$442,020$323,437—
2023$433,752$312,560—
2022$352,000$302,000—
2021$290,000$235,625—
2020$290,000$231,681—

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 23, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
115 Tidecrest Parkway 3410, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$300,000$1973/21,523630
45 Falling Water Court, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$470,000$2224/3.52,117270
59 Falling Water Court, Ponte Vedra, FL 32081Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Apr 2026$500,000$2364/3.52,117260
107 Spring Tide Way, Ponte Vedra, FL 32081Listed by ALL SOLUTIONS REAL ESTATE, LLCMay 2026$445,000$2103/3.52,117180.1
250 Magnolia Creek Walk, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPOct 2026$480,000$1944/3.52,4801690.7
94 Magnolia Creek Walk, Ponte Vedra, FL 32081Listed by MOMENTUM REALTYAug 2026$435,000$2153/2.52,027370.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$236
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,117
Year Built2018
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address39 Falling Water Court, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionTidewater
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702702201
ZoningResidential

Amenities

AmenitiesChildren's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Gated, Parking Lot, Secured
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump, Zoned
CoolingElectric, Split System, Zoned
FlooringCarpet, Tile
# of Stories3
LevelsMulti/Split, Three Or More
LaundryIn Unit, Upper Level
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Security Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Front Porch, Patio, Porch, Rear Porch
RoofShingle
ConstructionBlock, Composition Siding, Frame
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedApril 23, 2026
Days on Market53
HOA Fees$499 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tidewater

Tidewater is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Tidewater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines