This home is in Tidewater, Ponte Vedra — a waterfront home in Nocatee.
Active Under Contract·129 days on market·Tidewater
39 Falling Water Court
Ponte Vedra, FL 32081
About this home
Tidewater
Back on the Market with no fault of the Seller...Welcome to this exquisite end-unit townhouse in Nocatee's sought-after Tidewater gated community! Boasting 4 beds, 3.5 baths, and a prime location, it offers easy access to Town Center, water parks, and dining, just steps away. The main level hosts a spacious kitchen with new appliances, an inviting open floor plan, and a scenic porch overlooking the pond. Upstairs, discover the primary suite, two bedrooms, and a laundry room. The ground level features a fourth bedroom and full bath with patio access. Enjoy the convenience of a two-car garage with EV and golf cart charger, plus exclusive community amenities like a pool and clubhouse. Zoned for Pine Island Academy, this is a dream home waiting for you! Schedule your tour today.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $500,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $430,360 | $430,360 | — |
| 2024 | $442,020 | $323,437 | — |
| 2023 | $433,752 | $312,560 | — |
| 2022 | $352,000 | $302,000 | — |
| 2021 | $290,000 | $235,625 | — |
| 2020 | $290,000 | $231,681 | — |
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,605 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Apr 23, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Tidewater
Tidewater is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Tidewater homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Tidewater
Active$495,000MLS# 2158607Est. $2,635/mo48 Falling Water Court, Ponte Vedra, FL 320814 Beds2 Baths2,117 sqftFINANCING INCENTIVE! SELLER-PAID 2/1 TEMPORARY RATE BUY WITH START RATES IN THE 4%'S IS AVAILABLE! Come see this…
ResidentialROUND TABLE REALTY
Active$505,000MLS# 2151648Est. $2,688/mo41 Falling Water Court, Ponte Vedra, FL 320813 Beds3 BathsCome home to easy everyday living in gated Tidewater at Nocatee just steps from Nocatee Town Center shopping dining and…
ResidentialCOMPASS FLORIDA LLC
Active$480,000MLS# 2157026Est. $2,555/mo5384 Clapboard Creek Drive, Jacksonville, FL 322264 Beds2 Baths2,151 sqftWater views, soaring ceilings, and natural light at every turn create the perfect backdrop for everyday living and…
ResidentialMOMENTUM REALTY
Active$529,900MLS# 2160718Est. $2,820/mo5175 Clapboard Creek Drive, Jacksonville, FL 322264 Beds3 Baths2,355 sqft**WATERFRONT LIVING WITH BEAUTIFUL SUNSET VIEWS!** Enjoy a peaceful setting on Clapboard Creek in the gated Tidewater…
ResidentialBETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Keep looking
Similar homes in Ponte Vedra
Explore the area
More in Tidewater
Tidewater guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines