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This home is in Tidewater, Ponte Vedra.

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Active Under Contract

Active Under Contract·84 days on market·Tidewater

39 Falling Water Court

Ponte Vedra, FL 32081

$499,000$236/sqftEst. $2,656/moMLS# 2141654
4
Beds
3
Baths
2,117
Sq Ft
2018
Built
2
Garage
No
Pool

About this home

Tidewater

Back on the Market with no fault of the Seller...Welcome to this exquisite end-unit townhouse in Nocatee's sought-after Tidewater gated community! Boasting 4 beds, 3.5 baths, and a prime location, it offers easy access to Town Center, water parks, and dining, just steps away. The main level hosts a spacious kitchen with new appliances, an inviting open floor plan, and a scenic porch overlooking the pond. Upstairs, discover the primary suite, two bedrooms, and a laundry room. The ground level features a fourth bedroom and full bath with patio access. Enjoy the convenience of a two-car garage with EV and golf cart charger, plus exclusive community amenities like a pool and clubhouse. Zoned for Pine Island Academy, this is a dream home waiting for you! Schedule your tour today.

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,536
Principal & Interest: $2,536
Est. Taxes & Insurance: $634
Estimated Total Monthly
$3,170
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,656
Property taxesest. at asking price, St. Johns County$664
HOAbilled monthly$499
Estimated total, before insurance$3,819/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $500,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$430,360$430,360
2024$442,020$323,437
2023$433,752$312,560
2022$352,000$302,000
2021$290,000$235,625
2020$290,000$231,681

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 23, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000
Price / Sq Ft$236
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,117
Year Built2018
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

Community Information

Address39 Falling Water Court, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionTidewater
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702702201
ZoningResidential

Amenities

AmenitiesChildren's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Gated, Parking Lot, Secured
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump, Zoned
CoolingElectric, Split System, Zoned
FlooringCarpet, Tile
# of Stories3
LevelsMulti/Split, Three Or More
LaundryIn Unit, Upper Level
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Security Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Front Porch, Patio, Porch, Rear Porch
RoofShingle
ConstructionBlock, Composition Siding, Frame
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedApril 23, 2026
Days on Market53
HOA Fees$499 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Tidewater

Tidewater is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Tidewater homes for sale →

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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