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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Willowcove, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Aug 28, 2026·37 days on market·Recent sales in Willowcove·Willowcove

94 Magnolia Creek Walk

Ponte Vedra, FL 32081

$435,000sold priceListed at $440,000 · 98.9% of asking$215/sqftMLS# 2144086
3
Beds
2.5
Baths
2,027
Sq Ft
2013
Built
2
Garage
No
Pool

3 more homes for sale in Willowcove →Search Willowcove on the map

FEMA Zone XHOA $300/mo3,049 sqft lotTownhouse2 stories

About this home

Willowcove

This charming townhouse offers comfortable living, and open floor plan, no carpet. Tile, Laminate, LVP, and a screened porch that enhances indoor-outdoor enjoyment that features a preserve view. Conveniently located near top-rated schools, shopping, dining, golf, and the beaches. The Kitchen features a new microwave/oven combo 9/24 and a new dishwasher 2/23. Major system appliances updates include a washer replaced 11/20 and dryer replaced 8/23. The home is equipped with 10-year smoke alarms requiring no battery replacement for added convenience and peace of mind. Residents enjoy resort-style living within walking distance of pools, a spray park, water slides, bar and eatery amenities. HAVAC system installed February 2024, interior and upstairs painting completed in 2026, exterior painting completed in 2025. A great opportunity to enjoy the Ponte Vedra lifestyle. Preserve View! Newer appliances, Loft area, walk in closet, raised bathroom Vanities. Recently painted inside and out.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, St. Johns County$579
HOAbilled monthly$300
Estimated total, before insurance$3,288/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $579
Insurance (est.): $290
Estimated Total Monthly
$3,278
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$370,264$141,615—
2024$371,343$136,916—
2023$364,325$131,472—
2022$343,419$126,186—
2021$248,728$121,054—
2020$235,825$118,692—

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$440,000
  • Aug 27, 2026Pending$440,000
  • May 7, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
75 Myrtle Park Point, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJun 2026$495,000$2004/3.52,4801330.1
29 Myrtle Park Point, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSJun 2026$435,000$2063/2.52,107190.1
773 Nocatee Village Drive, Ponte Vedra, FL 32081Listed by MCWRIGHT PROPERTY MANAGEMENTMay 2026$517,000$2883/21,793110.4
50 Skycrest Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCApr 2025$695,000$3223/32,161530.4
52 Bellwood Avenue, Ponte Vedra, FL 32081Listed by LOKATIONAug 2026$445,000$2723/2.51,635210.5
14 Islington Lane, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Aug 2026$475,000$2573/2.51,8483780.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$440,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,027
Acres0.07 acres
Year Built2013
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address94 Magnolia Creek Walk, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWillowcove Park
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size3,049.2 sq ft
Lot Dimensions3049 sft
Parcel Number0702723750
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Kitchen Island, Pantry
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories2
LevelsTwo

Exterior

Patio / PorchPorch, Screened
Road SurfaceAsphalt

Additional Information

Date ListedMay 7, 2026
Days on Market37
HOA Fees$300 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Willowcove

Willowcove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Willowcove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines