This home is in Tidewater, Ponte Vedra.

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Active

Active·51 days on market·Tidewater

115 Tidecrest Parkway 3410

Ponte Vedra, FL 32081

$304,900$200/sqftEst. $1,555/moMLS# 2148943

Beds

Baths

1,523

Sq Ft

2007

Built

—

Garage

Pool

About this home

Tidewater

Freshly painted 3BR/2BA condo in the gated Tidewater community of Nocatee! Located on the 4th floor with elevator access, this move-in-ready home features an open floor plan, abundant natural light, and a desirable split-bedroom layout. The spacious kitchen offers granite countertops, stainless steel appliances, 42-inch cabinets, pantry, large eat-in area, and ample counter space. All appliances, including the refrigerator, washer, and dryer, convey. The primary suite features a walk-in closet, dual vanities, and a walk-in shower. Two additional bedrooms provide flexibility for guests, family, or a home office. Relax on the screened balcony overlooking the community. Tidewater residents enjoy a private pool, clubhouse, gated entrance, and scenic pond with fountain, plus access to Nocatee's award-winning amenities, including water parks, resort-style pools, fitness centers, parks, and miles of walking and biking trails. Move right in and enjoy maintenance-free living!

Cost to own

Mortgage calculator

Home Price

$304,900

Down Payment: 20%

$60,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,555

Principal & Interest: $1,555

Property taxes (est.): $406

Insurance (est.): $203

Estimated Total Monthly

$2,164

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,555

Property taxesest. at asking price, St. Johns County$406

HOAbilled monthly$565

Estimated total, before insurance$2,525/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,362/yr · $280/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$260,000	$260,000	—
2024	$327,360	$254,221	—
2023	$327,360	$231,110	—
2022	$247,000	$210,100	—
2021	$191,000	$191,000	—
2020	$182,000	$182,000	—

2025 property taxes (current owner): $3,362/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Price change$304,900−$10,100
Jun 5, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$304,900

Price / Sq Ft$200

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,523

Year Built2007

TypeResidential

Sub-TypeTownhouse

StyleOther

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address115 Tidecrest Parkway 3410, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionTidewater

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0702703410

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, Service Elevator(s), Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Parking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityFire Sprinkler System