This home is in Tidewater, Ponte Vedra.
Active Under Contract·53 days on market·Tidewater
45 Falling Water Court
Ponte Vedra, FL 32081
About this home
Tidewater
Welcome to life in the sought after Tidewater community of Nocatee in beautiful Ponte Vedra, FL. This inviting tri-level condominium offers 4 spacious bedrooms, 3.5 bathrooms, and a 2 car garage, blending comfort & convenience in one exceptional home. Only a short ten minute walk/golfcart ride to Nocatee's famous amenities. Thoughtfully maintained and truly move in ready, the interior feels warm and welcoming with light filled living spaces. Enjoy peaceful mornings or relaxing evenings on the rear balcony overlooking the tranquil lake, creating the perfect backdrop for coastal living. The versatile layout provides space for guests, a home office, or multi generational living while still feeling cozy. Located in desirable St. Johns County and zoned for Pine Island Academy, this home places you near parks, trails, shopping, dining, & all the lifestyle amenities that make Nocatee one of Northeast Florida's most desirable communities. Discover the comfort of Tidewater living today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $430,360 | $414,340 | — |
| 2024 | $442,020 | $376,673 | — |
| 2023 | $453,468 | $342,430 | — |
| 2022 | $342,000 | $311,300 | — |
| 2021 | $283,000 | $283,000 | — |
| 2020 | $283,000 | $283,000 | — |
2025 property taxes (current owner): $7,839/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,757 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 24, 2026Listed$489,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Tidewater
Tidewater is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Tidewater homes for sale →Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines