Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Willowcove Park, Ponte Vedra — a waterfront home in Nocatee.

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Pending

Pending·169 days on market·Willowcove Park

250 Magnolia Creek Walk

Ponte Vedra, FL 32081

$480,000$194/sqftEst. $2,468/moMLS# 2134988

Beds

Baths

2,480

Sq Ft

2014

Built

Garage

Pool

About this home

Willowcove Park

MAJOR PRICE IMPROVEMENT. Exceptional Value!!! This Beautiful Townhome is offering privacy, space, peaceful, and natural views. Nestled among tranquil preserve and pond views, this home offers a uniquely private setting that feels peaceful and tucked away. The natural surroundings create a sense of seclusion, making it easy to forget that neighboring townhomes are nearby. This spacious home features 4 bedrooms and 3.5 bathrooms, providing flexible living space for family, guests, or hobbies. The primary suite is conveniently located on the first floor, creating easy single-level living with the added benefit of a downstairs laundry room. Upstairs, you'll find additional bedrooms along with a versatile, enclosed loft that can easily serve as a fifth bedroom, home gym, media room, or private theater space--perfect for adapting to your lifestyle needs. Enjoy the best of both comfort and nature with tranquil views from this desirable end unit, offering extra light. Privacy is a Luxury

Cost to own

Mortgage calculator

Home Price

$480,000

Down Payment: 20%

$96,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,468

Principal & Interest: $2,468

Property taxes (est.): $639

Insurance (est.): $320

Estimated Total Monthly

$3,426

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,468

Property taxesest. at asking price, St. Johns County$639

HOAbilled monthly$300

Estimated total, before insurance$3,406/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,413/yr · $451/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$430,073	$211,901	—
2024	$429,343	$205,222	—
2023	$422,923	$197,788	—
2022	$401,195	$190,571	—
2021	$288,369	$183,564	—
2020	$272,672	$180,339	—

2025 property taxes (current owner): $5,413/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 28, 2026Pending$480,000
Aug 17, 2026Price change$480,000−$25,000
Jul 31, 2026Price change$505,000−$10,000
Jul 22, 2026Price change$515,000−$15,000
Mar 14, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$480,000

Price / Sq Ft$194

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,480

Acres0.17 acres

Year Built2014

TypeResidential

Sub-TypeTownhouse

StyleTraditional

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address250 Magnolia Creek Walk, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionWillowcove Park

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size7,405.2 sq ft

Parcel Number0702724020

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Jogging Path, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewPond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit

SecuritySmoke Detector(s)