Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Reflections, Ponte Vedra — a new construction home in Nocatee.

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Active

Active·114 days on market·Reflections

30 Recollection Drive

Ponte Vedra, FL 32081

$974,468$340/sqftEst. $5,010/moMLS# 2144367

Beds

Baths

2,862

Sq Ft

2024

Built

Garage

Pool

About this home

Reflections

Welcome to this well appointed model home offering nearly 2,900 square feet of thoughtfully designed living space. Featuring 4 spacious bedrooms, 3 full bathrooms, a dedicated office, and an inviting loft, this home blends functionality with elevated style. As a former model, it showcases an array of premium upgrades throughout--designer finishes, enhanced fixtures, and carefully curated details that create a warm yet sophisticated atmosphere. The open-concept layout is perfect for both everyday living and entertaining, with seamless flow between the main living areas. Step outside to an extended paver patio, ideal for gatherings or relaxing evenings by the custom fire pit. The backyard offers a private retreat with plenty of room to enjoy Florida living year-round. This is a rare opportunity to own a beautifully upgraded model home where every detail has been thoughtfully selected.

Cost to own

Mortgage calculator

Home Price

$974,468

Down Payment: 20%

$194,894

Interest Rate: 6.66%

Loan Term

Monthly Payment

$5,010

Principal & Interest: $5,010

Property taxes (est.): $1,297

Insurance (est.): $650

Estimated Total Monthly

$6,956

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$5,010

Property taxesest. at asking price, St. Johns County$1,297

HOAbilled annually$70

Estimated total, before insurance$6,376/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 15, 2026Price change$974,468−$7,000
May 8, 2026Listed$981,468

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$974,468

Price / Sq Ft$340

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,862

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementarySabal Crest Academy

MiddleSabal Crest Academy

HighAllen D. Nease

Community Information

Address30 Recollection Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number00000000

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, HVAC, Insulation, Lighting, Thermostat, Water Heater, Windows

ParkingGarage, Garage Door Opener, Other

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)