Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Willowcove, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·1 day on market·Willowcove

214 Magnolia Creek Walk

Ponte Vedra, FL 32081

$465,000$221/sqftEst. $2,391/moMLS# 2162429

Beds

Baths

2,107

Sq Ft

2014

Built

Garage

Pool

About this home

Willowcove

This lovely townhome is located in popular Willowcove & exudes luxury w/an attractive front elevation & 2 car garage w/stone paver driveway. This PRIME location can't be beat, with both a PANORAMIC, water-to-wooded view out back and plenty of guest parking out front! Entering through the covered front porch, the welcoming foyer is showcased by custom trimwork including chair rail, wainscoting & crown moulding. Proceeding into the spacious Great Room, you'll find an open & inviting floor plan to accommodate many furniture arrangements. The gorgeous, gourmet kitchen boasts stunning granite countertops, glazed ivory cabinets, and a HUGE island with dark cherry cabinets with beadboard. The kitchen is complimented by stainless appliances, a 4-burner gas cooktop & large walk-in pantry. The large dining room provides a view of the pond & woods and should easily fit your dining table & chairs. Upstairs is found a unique loft for an add'l gathering space or media room, and leads into the...

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,391

Principal & Interest: $2,391

Property taxes (est.): $619

Insurance (est.): $310

Estimated Total Monthly

$3,319

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,391

Property taxesest. at asking price, St. Johns County$619

HOAbilled monthly$300

Estimated total, before insurance$3,309/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,701/yr · $392/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,701/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 28, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000

Price / Sq Ft$221

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,107

Acres0.07 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesNortheast

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address214 Magnolia Creek Walk, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionWillowcove Park

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size3,049.2 sq ft

Parcel Number0702723940

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Off Street

ViewLake, Pond, Trees/Woods

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)