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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 22, 2026·33 days on market·Recent sales in Coastal Oaks·Coastal Oaks

448 Mahi Drive

Ponte Vedra, FL 32081

$1,050,000sold priceListed at $1,099,000 · 95.5% of asking$404/sqftMLS# 2138410
4
Beds
2.5
Baths
2,596
Sq Ft
2020
Built
3
Garage
Yes
Pool

16 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

HOA $255/mo11,761 sqft lotSingle Family Residence1 story

About this home

Coastal Oaks

Discover a Coastal Oaks home that truly lives LARGE. Built in 2020, this 2,596 sq ft home offers 4 bedrooms plus a dedicated office, blending ELEGANCE with effortless single-level living. Interior features include soaring ceilings, neutral wood-look tile throughout, plantation shutters, remote control blinds, and a gourmet kitchen with JennAir appliances. A whole-house generator and Quarzplus stucco add PEACE of mind. Step outside to your PRIVATE backyard OASIS--complete with a new custom heated saltwater pool and expansive lanai with an extended screen.The lanai offers generous space for outdoor dining, lounging, or a fire pit, all enhanced by custom evening landscape lighting. This sought-after Toll Brothers Roseberry plan is thoughtfully upgraded with a 4th bedroom/office in lieu of a dining room, solid core doors, custom closets, epoxy garage floor, Tesla charging station, and more! Experience refined Florida living at its finest in the gated community of Coastal Oaks.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,816
Property taxesest. at asking price, St. Johns County$1,397
HOAbilled quarterly$255
Estimated total, before insurance$7,469/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,394/yr · $1,199/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,050,000
$210,000
Loan Term
Monthly Payment
$5,816
Principal & Interest: $5,816
Property taxes (est.): $1,397
Insurance (est.): $700
Estimated Total Monthly
$7,913
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $899,900 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$818,601$818,601—
2024$799,569$685,135—
2023$680,628$622,850—
2022$608,117$566,227—
2021$514,752$514,752—
2020$115,000$92,400—

2025 property taxes (current owner): $14,394/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $290/sq ft; this home is listed at $423/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256100.5
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.7
510 Portsmouth Bay Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$750,000$2583/3.52,9121370.8
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30541.1
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054051.1
168 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$650,000$2904/2.52,2391401.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,099,000
Price / Sq Ft$423
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,596
Acres0.27 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address448 Mahi Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size11,761.2 sq ft
Parcel Number0702928190
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Jogging Path, Playground, Tennis Court(s)
Community FeaturesSuburban, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchPorch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedApril 9, 2026
Days on Market33
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$14,393.54
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines