This home is in Silverleaf, St. Augustine.

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Active

Active·115 days on market·Silverleaf

48 Fawn Field Lane

St. Augustine, FL 32092

$519,000$249/sqftEst. $2,762/moMLS# 2136301

Beds

Baths

2,084

Sq Ft

2021

Built

Garage

Pool

About this home

Silverleaf

Welcome to better than new luxury living in Amenity Rich SilverLeaf. This stunning 4 bedroom, 3 car garage home immediately impresses with striking curb appeal featuring an elegant stone accent and a wide paver driveway and enjoys a wonderful water view. Step inside where you are greeted by an office featuring a modern barn door. The open concept design flows into an exceptional space including a dining area and a stunning gourmet kitchen with staggered and bumped cabinetry, pots and pans drawer, beautiful backsplash, gas cooktop, double ovens, and two islands all perfect for hosting the perfect gatherings. Dramatic accent walls in the family room and an elegant coffered ceiling. Primary bedroom is spacious and the bathroom boasts His and Hers vanities, a soaking tub and an oversized shower. Outdoor living is seamless with a screened covered lanai overlooking the water, complimented by an extended lanai outside screen perfect for a fire pit. Drop zone finished wth shiplap

Cost to own

Mortgage calculator

Home Price

$519,000

Down Payment: 20%

$103,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,638

Principal & Interest: $2,638

Est. Taxes & Insurance: $660

Estimated Total Monthly

$3,298

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,762

Property taxesest. at asking price, St. Johns County$691

HOAbilled annually$100

Estimated total, before insurance$3,553/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$438,869	$298,589	—
2024	$483,377	$289,466	—
2023	$412,476	$279,579	—
2022	$403,863	$269,980	—
2021	$75,000	$75,000	—
2020	$26,500	$26,500	—

2025 property taxes (current owner): $4,517/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,646 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 23, 2026Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,000

Price / Sq Ft$249

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,084

Acres0.22 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address48 Fawn Field Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size9,583.2 sq ft

Parcel Number0265721800

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected

Water SourcePublic

ParkingAttached

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryLower Level

SecuritySmoke Detector(s)