Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Silverleaf, St. Augustine — a 55+ community home in St. Johns County.

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Active

Active·Listed today·Silverleaf

502 Knotted Birch Avenue

St. Augustine, FL 32092

$500,000$276/sqftEst. $2,568/moMLS# 2161212

Beds

Baths

1,809

Sq Ft

2025

Built

Garage

Pool

About this home

Silverleaf

The Alexander offers a comfortable, easy-living floor plan perfect for enjoying the 55+ lifestyle at Reverie at Silverleaf. The open great room, kitchen and café area create a welcoming setting for relaxing or entertaining, while the guest bedroom at the front offers added privacy. The kitchen is a standout with a large California-style island, upgraded cabinetry, vent hood, wine cooler and convenient coffee station with additional cabinetry, plus an extra-large pantry with a custom closet organizer. Just off the café/dining area is a separate flex room, ideal for a craft room, reading room, den or home office. The owners have invested in high-end upgrades throughout, including remote-controlled blinds, Shark Coating floors, water softener, custom built-ins and floating shelves. The entertainment area features custom niches with cabinetry and shelving and a shiplap focal point.

Cost to own

Mortgage calculator

Home Price

$500,000

Down Payment: 20%

$100,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,568

Principal & Interest: $2,568

Property taxes (est.): $665

Insurance (est.): $333

Estimated Total Monthly

$3,567

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,568

Property taxesest. at asking price, St. Johns County$665

HOAbilled monthly$394

Estimated total, before insurance$3,627/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,883/yr · $157/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,883/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$500,000

Price / Sq Ft$276

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,809

Acres0.20 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address502 Knotted Birch Avenue, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,712 sq ft

Parcel Number0269211100

Amenities

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Gated

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringCarpet

# of Stories1

LevelsOne