This home is in Reverie At Silverleaf, St. Augustine.
Pending·151 days on market·Reverie At Silverleaf
77 Shy Spruce Circle
St. Augustine, FL 32092
About this home
Reverie At Silverleaf
Discover the Charlotte - a charming and spacious home in The Meadows Collection at Reverie at Silverleaf that's perfect for your active lifestyle! This awesome 2,029 square foot home gives you tons of room to spread out and make it your own. The open-concept great room and dining area flow right into a cool kitchen setup that's perfect for hanging out while someone's cooking or grabbing a quick snack. Plus, there's a walk-in pantry so you can stock up on all your favorites! The owner's suite is like having your own private retreat - it's super roomy with a huge walk-in closet and a bathroom that feels like a spa with double sinks. The second bedroom is perfect for guests or a roommate, and the flex room can be whatever you want - maybe a gaming room, home office, or even a third bedroom. One of the best parts? The covered lanai where you can chill outside. And don't worry about yard work - the HOA takes care of that!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $115,000 | $115,000 | — |
2025 property taxes (current owner): $1,549/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Reverie At Silverleaf
Reverie At Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Reverie At Silverleaf homes for sale →Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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