This home is in Reverie At Silverleaf, St. Augustine — a 55+ community home in St. Johns County.
Pending·242 days on market·Reverie At Silverleaf
77 Shy Spruce Circle
St. Augustine, FL 32092
31 more homes for sale in Reverie At Silverleaf →Search Reverie At Silverleaf on the map
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About this home
Reverie At Silverleaf
Discover the Charlotte - a charming and spacious home in The Meadows Collection at Reverie at Silverleaf that's perfect for your active lifestyle! This awesome 2,029 square foot home gives you tons of room to spread out and make it your own. The open-concept great room and dining area flow right into a cool kitchen setup that's perfect for hanging out while someone's cooking or grabbing a quick snack. Plus, there's a walk-in pantry so you can stock up on all your favorites! The owner's suite is like having your own private retreat - it's super roomy with a huge walk-in closet and a bathroom that feels like a spa with double sinks. The second bedroom is perfect for guests or a roommate, and the flex room can be whatever you want - maybe a gaming room, home office, or even a third bedroom. One of the best parts? The covered lanai where you can chill outside. And don't worry about yard work - the HOA takes care of that!
Next steps in Reverie At Silverleaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:28 AM, sunset 6:56 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $115,000 | $115,000 | — |
2025 property taxes (current owner): $1,549/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $291/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 257 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $419,990 | $234 | 2/2 | 1,793 | 30 | 0 |
| 265 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $385,000 | $244 | 2/2 | 1,581 | 303 | 0.1 |
| 35 White Tree Court, St. Augustine, FL 32092Listed by AXEN REALTY LLC | Sep 2026 | $554,255 | $250 | 5/3 | 2,220 | 136 | 0.2 |
| 262 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INC | Sep 2026 | $579,990 | $230 | 4/2.5 | 2,521 | 0 | 0.4 |
| 85 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INC | Sep 2026 | $478,990 | $252 | 3/2 | 1,897 | 1 | 0.4 |
| 101 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INC | Sep 2026 | $492,990 | $218 | 4/3.5 | 2,263 | 35 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Reverie At Silverleaf
Reverie At Silverleaf is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.
View all Reverie At Silverleaf homes for sale →Keep looking
More homes in Reverie At Silverleaf
For Sale576 Knotted Birch AvenueSt. Augustine, FL 32092
2 bd · 2 ba · 2,186 sq ft
$599,990Est. $3,193/moWelcome to Reverie at Silverleaf, where the days feel lighter, the plans come easier, and the fun tends to find you.…
Listing Office: olympus executive realty, inc
Pending157 Shy Spruce CircleSt. Augustine, FL 32092
2 bd · 2 ba · 2,712 sq ft
$599,990Est. $3,193/moThe Flagler invites you to experience a new level of effortless indoor-outdoor living. This 2,172 sq. ft. courtyard…
Listing Office: olympus executive realty, inc
For Sale616 Knotted Birch AvenueSt. Augustine, FL 32092
2 bd · 2.5 ba · 2,032 sq ft
$639,900Est. $3,406/moWhat if your next home paid you before you ever moved in? A rare year-end investment opportunity in Reverie at…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale310 Knotted Birch AvenueSt. Augustine, FL 32092
2 bd · 2 ba · 2,064 sq ft
$539,990Est. $2,874/moWelcome to Reverie at Silverleaf, where the days feel lighter, the plans come easier, and the fun tends to find you.…
Listing Office: olympus executive realty, inc
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines