This home is in Jacksonville — a home near Mandarin High School.
Active·45 days on market
4971 Grand Lakes Drive N
Jacksonville, FL 32258
About this home
Jacksonville
Welcome to this spacious 4BR/2BA home in the highly desirable Mandarin area of Jacksonville! Offering 2,584 sq. ft., this versatile floor plan features a formal living room with a cozy fireplace, formal dining room, and a flexible bonus room ideal for a home office, playroom, or additional living space. The expansive Florida room provides even more room to relax or entertain year-round. The oversized primary suite includes a private bonus room perfect for a sitting area, nursery, office, or fitness space. The en-suite bath offers a garden tub, separate shower, and generous space to unwind. Roof replaced in 2019. New hot water heater in 2026. Enjoy a privacy-fenced backyard with room for pets, play, or outdoor gatherings. Conveniently located near shopping, dining, parks, top-rated schools, and major highways, this home offers the space and flexibility you've been looking for!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $406,324 | $247,431 | ▲ $26,117 |
| 2024 | $381,372 | $239,751 | ▼ $228 |
| 2023 | $421,417 | $231,312 | — |
| 2022 | $404,862 | $223,119 | — |
| 2021 | $280,910 | $215,165 | — |
| 2020 | $261,504 | $211,504 | ▲ $289 |
2025 property taxes (current owner): $4,940/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 3, 2026Price change$499,900−$19,100
- Jul 5, 2026Listed$519,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines