This home is in Riverwood, Ponte Vedra.

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Pending

Pending·127 days on market·Riverwood

119 Sweet Pine Trail

Ponte Vedra, FL 32081

$629,000$373/sqftEst. $3,348/moMLS# 2134315

Beds

Baths

1,685

Sq Ft

2016

Built

Garage

Yes

Pool

About this home

Riverwood

Experience the ultimate in 55+ active adult living in this exceptional pool home in Del Webb Ponte Vedra, where luxury, comfort, and resort-style amenities come together in one of Northeast Florida's most sought-after active adult communities. This beautifully maintained Abbeyville floor plan is move-in ready and loaded with premium upgrades, offering the perfect combination of elegance, functionality, and low-maintenance living. From the moment you enter, you'll appreciate the warmth and sophistication of the home's thoughtfully designed interior, featuring hardwood floors throughout, custom closet systems, a whole-house water softener, and an extended garage with durable epoxy flooring. Every detail has been carefully curated to maximize comfort and convenience. The versatile floor plan offers 2 spacious bedrooms plus a flex room, complete with new French doors, making it ideal as a home office, hobby room, fitness space, guest room, or potential third bedroom. The heart of the home

Cost to own

Mortgage calculator

Home Price

$629,000

Down Payment: 20%

$125,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,197

Principal & Interest: $3,197

Est. Taxes & Insurance: $799

Estimated Total Monthly

$3,996

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,348

Property taxesest. at asking price, St. Johns County$837

HOAbilled monthly$245

Estimated total, before insurance$4,430/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$509,869	$459,147	—
2024	$531,393	$456,122	—
2023	$536,704	$441,381	—
2022	$477,069	$427,069	—
2021	$398,963	$398,963	—
2020	$377,963	$377,963	—

2025 property taxes (current owner): $6,679/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$629,000

Price / Sq Ft$373

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,685

Acres0.17 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated, Solar Heat

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address119 Sweet Pine Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionRiverwood By Del Webb

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size7,405.2 sq ft

Lot Dimensions54x139x54x139

Parcel Number0722490590

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Pickleball, Playground, Sauna, Spa/Hot Tub, Tennis Court(s)

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories1

LevelsOne

LaundryIn Unit

SecurityGated with Guard, Smoke Detector(s)