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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Jun 4, 2026·51 days on market·Recent sales in Nocatee

73 Andesite Trail

Ponte Vedra, FL 32081

$610,000sold priceListed at $624,900 · 97.6% of asking$287/sqftMLS# 2130646
4
Beds
3
Baths
2,127
Sq Ft
2020
Built
2
Garage
No
Pool
HOA $81/mo6,534 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Ponte Vedra

One of the most beutiful lake views in Nocatee! - Recently ranked the #1 Best Place to Raise a Family in Florida by Niche. Nestled on a prime waterfront homesite, this home was intentionally outfitted with the upgrades and thoughtful details that simplify and elevate daily living while creating a refined coastal ambiance. The spacious primary suite serves as your private retreat, boasting a shiplap feature wall, a bay window that frames the stunning lake views, and a spa-inspired bathroom with a luxurious garden tub surrounded by designer tiles & upgraded fixtures--perfect for unwinding after a long day. Built-in Synergy surround sound fills the home & patio to enhance the wonderful indoor-outdoor flow to one of the area's best patio views. Lakefront homes with this level of thoughtful customization rarely come available. Zoned for the highly anticipated new K-8 school opening in 2026, this rare lakefront opportunity combines lifestyle, luxury & location. Hope you see it soon

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,379
Property taxesest. at asking price, St. Johns County$812
HOAbilled annually$81
Estimated total, before insurance$4,271/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,433/yr · $619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$610,000
$122,000
Loan Term
Monthly Payment
$3,379
Principal & Interest: $3,379
Property taxes (est.): $812
Insurance (est.): $407
Estimated Total Monthly
$4,597
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $158,900 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$549,577$364,502—
2024$544,474$353,522—
2023$557,019$341,769—
2022$435,972$330,358—
2021$369,280$319,280—
2020$80,000$80,000—

2025 property taxes (current owner): $7,433/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $294/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2026$505,000$2873/21,757370.2
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256100.3
513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLCAug 2026$495,000$3033/21,6311120.3
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.5
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.6
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$624,900
Price / Sq Ft$294
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,127
Acres0.15 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address73 Andesite Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionNocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,534 sq ft
Parcel Number0704921230
ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Dog Park, Jogging Path, Park, Playground
Community FeaturesSidewalks, Fishing
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation
ParkingGarage
ViewLake, Pond, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
FencingFenced, Back Yard, Full
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 18, 2026
Days on Market51
HOA Fees$970 / Annually
HOA FrequencyAnnually
Tax Amount$7,433.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines