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Active

Active·71 days on market

75531 Cloverwood Court

Yulee, FL 32097

$375,000$234/sqftEst. $2,002/moMLS# 2155943
↓ $10,000 below original list
3
Beds
2
Baths
1,601
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XHOA $13/mo8,276 sqft lotSingle Family Residence1 story

About this home

Yulee

Welcome home to this move-in ready property tucked away on a quiet cul-de-sac in the highly desirable Tributary community. Set on a spacious preserve lot, this beautifully maintained home combines privacy, thoughtful upgrades, and a functional layout designed for everyday living. The backyard also offers plenty of space for a future pool if desired. Step inside to an inviting open-concept floor plan where the kitchen, dining area, and living room flow effortlessly together. The kitchen is a standout, featuring quartz countertops, a large center island with seating, upgraded stainless steel appliances, a gas range, new dishwasher, and an oversized walk-in pantry. Just beyond the living area, sliding glass doors open to a screened lanai overlooking peaceful preserve views, creating the perfect spot to enjoy Florida living throughout the year.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,002
Property taxesest. at asking price, Nassau County$518
HOAbilled annually$13
Estimated total, before insurance$2,532/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,339/yr · $612/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,002
Principal & Interest: $2,002
Property taxes (est.): $518
Insurance (est.): $250
Estimated Total Monthly
$2,770
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,339/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 6, 2026Price change$375,000−$10,000
  • Jul 17, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$234
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,601
Acres0.19 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address75531 Cloverwood Court, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,276.4 sq ft
Parcel Number102N26201000760000

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management- On Site, Park, Pickleball, Playground
Community FeaturesSidewalks
UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchCovered, Rear Porch, Screened

Additional Information

Date ListedJuly 17, 2026
Days on Market44
HOA Fees$150 / Annually
HOA FrequencyAnnually
Tax Amount$7,339.45
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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