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Active

Active·8 days on market

75531 Cloverwood Court

Yulee, FL 32097

$385,000$240/sqftEst. $1,963/moMLS# 2155943

Beds

Baths

1,601

Sq Ft

2022

Built

Garage

Pool

About this home

Yulee

Welcome to this beautifully maintained, move-in ready home nestled on a quiet cul-de-sac in the highly sought-after Tributary community. Situated on a spacious preserve lot, this home offers the perfect combination of privacy, modern upgrades, and everyday comfort, with plenty of room to add a future pool if desired. Designed with an open-concept layout, the heart of the home is the stunning kitchen featuring quartz countertops, a large center island with seating, upgraded stainless steel appliances including a gas range, new dishwasher and an oversized walk-in pantry. The kitchen flows seamlessly into the dining area and spacious living room, creating the ideal space for entertaining or simply enjoying time with family. Sliding glass doors lead to the screened lanai, where you can relax with peaceful preserve views and enjoy Florida living year-round.

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,963

Principal & Interest: $1,963

Property taxes (est.): $532

Insurance (est.): $257

Estimated Total Monthly

$2,751

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,963

Property taxesest. at asking price, Nassau County$532

HOAbilled annually$13

Estimated total, before insurance$2,507/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,339/yr · $612/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,339/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 17, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,000

Price / Sq Ft$240

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,601

Acres0.19 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address75531 Cloverwood Court, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionTributary

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size8,276.4 sq ft

Parcel Number102N26201000760000

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management- On Site, Park, Pickleball, Playground

UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories1

LaundryIn Unit