1 / 30

Active

Active·51 days on market

75505 Banyan Way

Yulee, FL 32097

$459,900$192/sqftEst. $2,448/moMLS# 2145883

Beds

Baths

2,390

Sq Ft

2024

Built

Garage

Pool

About this home

Yulee

Welcome to a beautifully designed home that blends style, space, and everyday function. This popular floor plan features a 2-car garage with extra storage, a convenient mud room, and an oversized laundry room built for real life. Inside, the private junior suite includes an extra closet and full bath, while the flex room with glass French doors is perfect for a home office, formal dining room, or creative space. The kitchen is the showstopper with quartz countertops, built-in double ovens, and a massive island made for cooking, gathering, and entertaining. The open living area is filled with natural light from large picture windows overlooking the private backyard. Step through the dining room sliders to the extended lanai, where native trees and peaceful sounds of nature create the perfect Florida retreat.

Cost to own

Mortgage calculator

Home Price

$459,900

Down Payment: 20%

$91,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,448

Principal & Interest: $2,448

Est. Taxes & Insurance: $612

Estimated Total Monthly

$3,060

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,448

Property taxesest. at asking price, Nassau County$632

HOAbilled annually$8

Estimated total, before insurance$3,088/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$395,971	$345,249	—

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History