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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tributary, Yulee — a gated community home on Amelia Island.

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Sold

Sold·Closed Jul 1, 2026·235 days on market·Recent sales in Tributary·Tributary

75045 Pondside Lane

Yulee, FL 32097

$315,000sold priceListed at $335,000 · 94% of asking$204/sqftMLS# 2109337
2
Beds
2
Baths
1,544
Sq Ft
2024
Built
2
Garage
No
Pool

56 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $135/mo7,405 sqft lotSingle Family Residence1 story

About this home

Tributary

1% LOAN AMOUNT CREDIT WITH PREFERRED LENDER! Good as new! Barely lived in home located in Lakeview at Tributary, a gated Active Adult (55+) Community! 2 bed, 2 bath, with office space that can be converted to another bedroom. 9ft ceilings. Gourmet kitchen boasts a gas double oven, gas cooktop, kitchen island and quartz counters. Matching stainless steel Frigidaire appliances. Wood-like tile floors in common areas, carpet in bedrooms. Both bathrooms include tiled walk in showers with glass enclosures, quartz counters. Primary bedroom boasts large walk in closet! Ceiling fans throughout and upgraded light fixtures. You can run hot water all day with the gas tankless water heater! Water softener already installed to combat Florida's hard water! Enjoy time outdoors with a screened + covered rear lanai. Lakeview at Tributary offers great amenities including pool, gym, pickle ball, clubhouse and a 24hr gate into the community. Come and make us an offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Nassau County$435
HOAbilled quarterly$135
Estimated total, before insurance$2,314/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,189/yr · $266/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $435
Insurance (est.): $210
Estimated Total Monthly
$2,390
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,712,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$281,743$36,675—
2024$65,000$65,000—
2023$15,500$15,500—

2024 property taxes (current owner): $3,189/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 9, 2026Closed$335,000
  • Sep 18, 2025Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
75610 Pondside Lane, Yulee, FL 32097Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Jul 2026$368,000$2123/21,7371430.1
75008 Pondside Lane, Yulee, FL 32097Listed by SUMMER HOUSE REALTYJun 2026$395,000$1973/32,006280.1
75837 Pondside Lane, Yulee, FL 32097Listed by LPT REALTY LLCApr 2026$420,000$2093/32,0062010.2
75268 Pondside Lane, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$369,000$2103/21,758500.3
75209 Chelsea Garden Way, Yulee, FL 32097Listed by LPT REALTY LLCJul 2026$330,000$1773/21,864550.6
75573 Blackbird Drive, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$389,900$2343/21,668840.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$335,000
Price / Sq Ft$217
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,544
Acres0.17 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address75045 Pondside Lane, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size7,405.2 sq ft
Parcel Number102N26201004780000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Park, Pickleball, Playground
Community FeaturesSidewalks, Suburban, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2025
Days on Market235
HOA Fees$404.25 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,189.2
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Tributary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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