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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tributary, Yulee — a home near Yulee High School.

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Active

Active·61 days on market·Tributary

75888 Saffron Lane Lane

Yulee, FL 32097

$379,000$209/sqftEst. $2,023/moMLS# 2157987
↓ $5,900 below original list
4
Beds
2
Baths
1,811
Sq Ft
2022
Built
2.5
Garage
No
Pool

61 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $13/mo5,227 sqft lotSingle Family Residence1 story

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About this home

Tributary

**5.5% VA Assumable Loan available for qualified buyers PLUS a $2,500 seller credit toward flooring, closing costs, prepaids, or other allowable buyer expenses!** Skip the 6-9 month wait for new construction and move right into this beautifully maintained home in the highly sought-after Tributary community. This thoughtfully designed split-bedroom floor plan offers over 1,800 sq. ft. of open-concept living with a spacious family room, quartz countertops, gray cabinetry, a large kitchen island, and professionally tinted sliding glass doors leading to a screened lanai. Enjoy resort-style amenities including a pool, fitness center, pickleball courts, playgrounds, walking trails, and dog park. Conveniently located near I-95, JAX Airport, Amelia Island, Kings Bay, shopping, dining, and top-rated Nassau County schools. Move in today and start enjoying the Tributary lifestyle!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,023
Property taxesest. at asking price, Nassau County$523
HOAbilled annually$13
Estimated total, before insurance$2,559/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,647/yr · $554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,000
$75,800
Loan Term
Monthly Payment
$2,023
Principal & Interest: $2,023
Property taxes (est.): $523
Insurance (est.): $253
Estimated Total Monthly
$2,799
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$312,158$245,010—
2024$290,101$237,397—
2023$279,026$229,026—
2022$65,000$55,000—
2021$50,000$50,000—

2025 property taxes (current owner): $6,647/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 5, 2026Price change$379,000−$5,900
  • Jul 31, 2026Listed$384,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,000
Price / Sq Ft$209
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,811
Acres0.12 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2.5
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address75888 Saffron Lane Lane, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size5,227.2 sq ft
Parcel Number102N26201000290000
ZoningResidential

Amenities

AmenitiesBarbecue, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 31, 2026
Days on Market53
HOA Fees$150 / Annually
HOA FrequencyAnnually
Tax Amount$6,647.13
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Tributary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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