This home is in Silverleaf, St. Augustine.

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Pending

Pending·126 days on market·Silverleaf

14 River Branch Court

St. Augustine, FL 32092

$1,149,900$284/sqftEst. $6,120/moMLS# 2129337

Beds

Baths

4,055

Sq Ft

2026

Built

Garage

Pool

About this home

Silverleaf

Experience elevated design in the ''Harper'' Farmhouse by MasterCraft Builder Group, located in the gated, NO-CDD enclave of Courtney Oaks at Silverleaf. Situated on an expansive corner lot with room for a future pool, this thoughtfully designed home offers a 3-car garage, mudroom, pool bath, pocket office, enclosed study, and a generous upstairs bonus room. RevWood flooring enhances the main living areas and owner's suite, while hardwood stairs add timeless appeal. The chef's kitchen is impeccably appointed with double-stacked soft-close cabinetry, contemporary gold hardware, a 36'' five-burner gas cooktop, built-in oven and microwave, counter-depth refrigerator, All appliances included (Electrolux!) from fridge to washer and dryer. Estimated completion June 2026.

Cost to own

Mortgage calculator

Home Price

$1,149,900

Down Payment: 20%

$229,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,845

Principal & Interest: $5,845

Est. Taxes & Insurance: $1,461

Estimated Total Monthly

$7,306

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,120

Property taxesest. at asking price, St. Johns County$1,530

HOAbilled annually$142

Estimated total, before insurance$7,792/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $4,860,000 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$225,000	$225,000	—
2024	$225,000	$225,000	—
2023	$140,000	$140,000	—
2022	$39,200	$39,200	—

2025 property taxes (current owner): $3,030/yr

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$1,149,900

Price / Sq Ft$284

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,055

Acres0.37 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighTocoi Creek

Community Information

Address14 River Branch Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size16,117.2 sq ft

Parcel Number0103620150

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories2

LevelsTwo