This home is in Silverleaf, St. Augustine.

Pending

Pending·39 days on market·Silverleaf

229 Brook Ridge Way

St. Augustine, FL 32092

$1,743,178$410/sqftEst. $8,888/moMLS# 2151269

Beds

Baths

4,249

Sq Ft

2026

Built

Garage

Pool

About this home

Silverleaf

The Monica is a 4,000+ sq ft single-story luxury home with 4 bedrooms, 4.5 baths, and a 4-car garage. Open living flows from chef's kitchen with walk-in pantry to dining and living areas. Master suite with spa bath and French doors to lanai. Flexible spaces and customization make this home perfect for entertaining and everyday living.

Cost to own

Mortgage calculator

Home Price

$1,743,178

Down Payment: 20%

$348,636

Interest Rate: 6.58%

Loan Term

Monthly Payment

$8,888

Principal & Interest: $8,888

Property taxes (est.): $2,320

Insurance (est.): $1,162

Estimated Total Monthly

$12,370

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$8,888

Property taxesest. at asking price, St. Johns County$2,320

HOAbilled annually$54

Estimated total, before insurance$11,262/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$1,743,178

Price / Sq Ft$410

Bedrooms4

Bathrooms5.00

Full Baths4

Half Baths2

Square Footage4,249

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusPending

# of Garages4

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

Community Information

Address229 Brook Ridge Way, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Dimensions80

Parcel Number0099830320

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater

HeatingElectric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup