This home is in St. Augustine — a new construction home in St. Johns County.
Active·92 days on market
348 Chestnut Oak Road
St. Augustine, FL 32092
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
The Breckenridge is a 3,999 sq ft two-story home with 4 bedrooms, 4.5 baths, and a 3-car garage. Open living flows from a gourmet kitchen with oversized island to living and dining areas. Master suite with dual walk-ins and spa bath. Game room, covered lanai, make this home perfect for entertaining and family life.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 15, 2026Price change$1,197,349−$13,000
- Jul 14, 2026Listed$1,210,349
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $350/sq ft; this home is listed at $297/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 53 Glenbriar Court, St. Augustine, FL 32092Listed by KARSTEN REAL ESTATE TEAM | Sep 2026 | $932,000 | $328 | 4/3 | 2,843 | 61 | 0.1 |
| 141 Chestnut Oak Road, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC. | Sep 2026 | $1,458,064 | $367 | 4/4.5 | 3,969 | 0 | 0.1 |
| 56 Glenbriar Court, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC. | Aug 2026 | $1,370,247 | $389 | 4/4.5 | 3,525 | 0 | 0.1 |
| 523 Brook Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC. | Sep 2026 | $980,000 | $315 | 4/3 | 3,111 | 108 | 0.2 |
| 94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $859,900 | $274 | 4/3 | 3,140 | 126 | 0.3 |
| 73 Arbor Creek Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $1,400,000 | $350 | 5/4.5 | 4,005 | 60 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ICI SELECT REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines