This home is in Silverleaf, St. Augustine.

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Active

Active·Listed today·Silverleaf

348 Chestnut Oak Road

St. Augustine, FL 32092

$1,210,349$301/sqftEst. $6,442/moMLS# 2155311

Beds

Baths

4,025

Sq Ft

2026

Built

Garage

Pool

About this home

Silverleaf

The Breckenridge is a 3,999 sq ft two-story home with 4 bedrooms, 4.5 baths, and a 3-car garage. Open living flows from a gourmet kitchen with oversized island to living and dining areas. Master suite with dual walk-ins and spa bath. Game room, covered lanai, make this home perfect for entertaining and family life.

Cost to own

Mortgage calculator

Home Price

$1,210,349

Down Payment: 20%

$242,070

Interest Rate: 7.00%

Loan Term

Monthly Payment

$6,442

Principal & Interest: $6,442

Est. Taxes & Insurance: $1,610

Estimated Total Monthly

$8,052

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,442

Property taxesest. at asking price, St. Johns County$1,611

HOAbilled annually$100

Estimated total, before insurance$8,153/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 14, 2026Listed$1,210,349

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,210,349

Price / Sq Ft$301

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,025

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighTocoi Creek

Community Information

Address348 Chestnut Oak Road, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0099831000

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Not Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Tankless Water Heater

HeatingElectric

CoolingCentral Air, Electric

FlooringLaminate, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup