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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Johns Creek, St. Augustine — a pool home in St. Johns County.

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Active

Active·Listed today·Johns Creek

20 Breezy Point

St. Augustine, FL 32092

$665,000$218/sqftEst. $3,683/moMLS# 2169142
Open house Sun, Oct 25 · 2:00 pm–5:00 pm
5
Beds
3
Baths
3,056
Sq Ft
2009
Built
3
Garage
Yes
Pool

16 more homes for sale in Johns Creek →Search Johns Creek on the map

HOA $37/mo11,761 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Johns Creek

Enjoy your own backyard retreat in the most conveniently located neighborhood in NW St Johns County! This spacious 5-bedroom, 3-bath home offers 3,056 square feet, a 3-car garage, and inviting spaces for everyday living and entertaining. The pool and hot tub take center stage, with fountains and custom lighting creating a beautiful setting for sunny afternoons and relaxing evenings. Inside, the remodeled kitchen opens to the spacious living area, keeping everyone connected while cooking, gathering, or entertaining. A dedicated office or a bedroom with ensuite bathroom is on the main floor. While a separate dining room offers flexibility for additional living or entertaining space. The generous primary suite features a tray ceiling and large walk-in closet. You have to see this one!!

Next steps in Johns Creek

FollowNew Johns Creek homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,683
Property taxesest. at asking price, St. Johns County$885
HOAbilled annually$37
Estimated total, before insurance$4,605/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,115/yr · $260/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,683
Principal & Interest: $3,683
Property taxes (est.): $885
Insurance (est.): $443
Estimated Total Monthly
$5,012
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,115/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
25 Summer Sun Way, St. Augustine, FL 32092Listed by SOMEDAY HOMES REALTY, LLC.Sep 2026$730,000$2686/32,728110.1
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.5
144 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$624,030$2794/32,23400.7
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.8
725 Corrigan Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$620,000$1736/53,57650.8
463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$804,375$2884/32,79120.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$665,000
Price / Sq Ft$218
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,056
Acres0.27 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Waterfall
Is WaterfrontNo

School Information

Community Information

Address20 Breezy Point, St. Augustine, FL 32092
Area304- 210 South
SubdivisionJohns Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,761.2 sq ft
Parcel Number0099821550
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Management- On Site, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LaundrySink, Upper Level
Spa FeaturesIn Ground, Heated

Exterior

Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionStone, Stucco

Additional Information

Date ListedOctober 14, 2026
Days on Market0
HOA Fees$440 / Annually
HOA FrequencyAnnually
HOA NameJohns Creek
Tax Amount$3,115.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Johns Creek

Johns Creek is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32092.

View all Johns Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/25/2026

2:00 pm - 5:00 pm