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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palmetto Cove, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jul 17, 2026·117 days on market·Recent sales in Palmetto Cove·Palmetto Cove

136 Windmill Palm Trail

Ponte Vedra, FL 32081

$1,335,000sold priceListed at $1,365,000 · 97.8% of asking$371/sqftMLS# 2128437
4
Beds
4
Baths
3,601
Sq Ft
2023
Built
3
Garage
No
Pool

3 more homes for sale in Palmetto Cove →Search Palmetto Cove on the map

FEMA Zone AHOA $125/mo16,117 sqft lotSingle Family Residence1 story

About this home

Palmetto Cove

Now priced $35k below recent appraised value! A rare find in Palmetto Cove, one of Nocatee's boutique neighborhoods with only about 61 homes! This like-new Dostie Grand Acadia sits on a deep .37-acre cul-de-sac lot and offers the space, flexibility, and upgrades buyers are always hoping to find. With 4 bedrooms, 4 full baths, an office, flex space, and 3,601 sq ft, the layout works beautifully for multigenerational living, guests, teens, or everyday life. The expanded cabana suite is the standout, featuring a built-in counter that functions as a mini kitchen/wet bar, creating the perfect private-yet-connected retreat. Inside, every detail feels elevated: hardwood flooring, upgraded lighting, fireplace with built-ins, custom wet bar, and a stunning kitchen with level 4 quartz, waterfall island, and Wolf appliances. The flex room with built-in desks keeps life organized, while the spa-like primary bath with freestanding soaking tub feels like a daily escape.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,395
Property taxesest. at asking price, St. Johns County$1,776
HOAbilled annually$125
Estimated total, before insurance$9,296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,335,000
$267,000
Loan Term
Monthly Payment
$7,395
Principal & Interest: $7,395
Property taxes (est.): $1,776
Insurance (est.): $890
Estimated Total Monthly
$10,061
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,568 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,398,700 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,095,505$1,095,505—
2024$1,128,716$1,128,716—
2023$150,000$150,000—

Estimated taxes if purchased at asking price: ~$21,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$1,365,000
  • Feb 11, 2026Listed$1,365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $379/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
127 Union Hill Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$780,000$2955/3.52,648470.4
58 Sabal Ridge Trail, Ponte Vedra, FL 32081Listed by RE/MAX SPECIALISTS PVJul 2026$710,000$2733/2.52,604110.7
29 Portside Avenue, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPAug 2026$968,000$3424/3.52,830360.9
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425811
180 Palm Island Way, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,060,000$3244/43,274861.1
193 Palm Island Way, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$940,000$2854/33,298491.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,365,000
Price / Sq Ft$379
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,601
Acres0.37 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address136 Windmill Palm Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPalmetto Cove
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size16,117.2 sq ft
Parcel Number0722620490
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Porch
FencingFenced, Back Yard, Full, Wrought Iron
RoofShingle
ConstructionFrame
Other StructuresGuest House

Additional Information

Date ListedFebruary 11, 2026
Days on Market117
HOA Fees$1,500 / Annually
HOA FrequencyAnnually
HOA NameBCM Services, INC
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palmetto Cove

Palmetto Cove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Palmetto Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines