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Active Under Contract

Active Under Contract·154 days on market

136 Windmill Palm Trail

Ponte Vedra, FL 32081

$1,365,000$379/sqftEst. $7,265/moMLS# 2128437

Beds

Baths

3,601

Sq Ft

2023

Built

Garage

Pool

About this home

Ponte Vedra

Now priced $35k below recent appraised value! A rare find in Palmetto Cove, one of Nocatee's boutique neighborhoods with only about 61 homes! This like-new Dostie Grand Acadia sits on a deep .37-acre cul-de-sac lot and offers the space, flexibility, and upgrades buyers are always hoping to find. With 4 bedrooms, 4 full baths, an office, flex space, and 3,601 sq ft, the layout works beautifully for multigenerational living, guests, teens, or everyday life. The expanded cabana suite is the standout, featuring a built-in counter that functions as a mini kitchen/wet bar, creating the perfect private-yet-connected retreat. Inside, every detail feels elevated: hardwood flooring, upgraded lighting, fireplace with built-ins, custom wet bar, and a stunning kitchen with level 4 quartz, waterfall island, and Wolf appliances. The flex room with built-in desks keeps life organized, while the spa-like primary bath with freestanding soaking tub feels like a daily escape.

Cost to own

Mortgage calculator

Home Price

$1,365,000

Down Payment: 20%

$273,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$6,895

Principal & Interest: $6,895

Est. Taxes & Insurance: $1,724

Estimated Total Monthly

$8,619

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,265

Property taxesest. at asking price, St. Johns County$1,816

HOAbilled annually$125

Estimated total, before insurance$9,206/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,398,700 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,095,505	$1,095,505	—
2024	$1,128,716	$1,128,716	—
2023	$150,000	$150,000	—

Estimated taxes if purchased at asking price: ~$21,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,568 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 11, 2026Listed$1,365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,365,000

Price / Sq Ft$379

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,601

Acres0.37 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Traditional

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address136 Windmill Palm Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionPalmetto Cove

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size16,117.2 sq ft

Parcel Number0722620490

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryIn Unit, Lower Level

SecuritySmoke Detector(s)