This home is in Coastal Oaks, Ponte Vedra.

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Active Under Contract

Active Under Contract·152 days on market·Coastal Oaks

113 Cape Hatteras Drive

Ponte Vedra, FL 32081

$695,000$282/sqftEst. $3,699/moMLS# 2127996

Beds

Baths

2,465

Sq Ft

2012

Built

Garage

Pool

About this home

Coastal Oaks

Welcome to this beautifully maintained home in the highly sought-after Coastal Oaks community of Nocatee. Thoughtfully designed for both everyday living and entertaining, this flexible floor plan offers 3 bedrooms plus a dedicated office/flex room, 3 full baths, and stylish upgrades throughout. Light-filled living spaces flow seamlessly into the open kitchen and gathering areas, creating a warm and functional layout ideal for hosting family and friends. The spacious primary suite offers a quiet private retreat, while the dedicated office/flex room provides versatility for remote work, hobbies, or additional living space. A standout feature of the home is the private upstairs guest suite, complete with its own ensuite bath and charming bay windows that fill the space with soft natural light -- an ideal retreat for guests, living life and multigenerational living. Step outside to enjoy the screened lanai and peaceful outdoor living space designed for easy, low-maintenance enjoyment.

Cost to own

Mortgage calculator

Home Price

$695,000

Down Payment: 20%

$139,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,533

Principal & Interest: $3,533

Est. Taxes & Insurance: $883

Estimated Total Monthly

$4,416

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,699

Property taxesest. at asking price, St. Johns County$925

HOAbilled quarterly$255

Estimated total, before insurance$4,879/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $729,900 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$597,177	$546,455	—
2024	$616,460	$566,460	—
2023	$623,403	$307,609	—
2022	$530,207	$297,193	—
2021	$389,642	$287,081	—
2020	$364,229	$282,427	—

2025 property taxes (current owner): $9,619/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA_Premises point dataset CCB_DESCR like sewer · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA_Premises point dataset CCB_DESCR like sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 14, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$695,000

Price / Sq Ft$282

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,465

Acres0.18 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Ranch, Traditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address113 Cape Hatteras Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size7,840.8 sq ft

Parcel Number0702911740

ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Doors, Lighting, Water Heater, Windows

ParkingAttached, Garage, Garage Door Opener, Guest, Off Street, On Street, Parking Lot

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Security24 Hour Security, Fire Sprinkler System, Gated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesIn Ground, Community