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This home is in Coastal Oaks, Ponte Vedra.

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Active

Active·45 days on market·Coastal Oaks

43 Marathon Key Way

Ponte Vedra, FL 32081

$685,000$318/sqftEst. $3,646/moMLS# 2148404
3
Beds
3
Baths
2,154
Sq Ft
2008
Built
2
Garage
No
Pool

About this home

Coastal Oaks

Let's Get You Home! Nestled at the end of a quiet cul-de-sac in the gated community of Coastal Oaks at Nocatee, this 3/3 beauty with a bonus room has been lovingly cared for by its one and only owner since construction in 2008. That's nearly two decades of resisting the urge to move--which should tell you something. Inside, rich hardwood floors add warmth and character throughout the main living areas, while the flexible floor plan offers space for relaxing, entertaining or working from home. The bonus room is ready to become whatever fits your lifestyle best. Step outside to the screened patio overlooking a spacious backyard with plenty of room to enjoy Florida's beautiful weather. Conveniently located near Coastal Oaks' exclusive amenities, resort-style pools, clubhouse, fitness center, parks, and scenic nature trails, this home offers easy access to everything that makes Nocatee one of Northeast Florida's most sought-after communities. New roof too! Better ''move'' fast on this one!

Cost to own

Mortgage calculator

$685,000
$137,000
Loan Term
Monthly Payment
$3,482
Principal & Interest: $3,482
Est. Taxes & Insurance: $870
Estimated Total Monthly
$4,352
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,646
Property taxesest. at asking price, St. Johns County$912
HOAbilled quarterly$255
Estimated total, before insurance$4,813/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$543,540$330,703
2024$559,944$320,675
2023$579,026$309,879
2022$485,410$299,397
2021$357,011$289,220
2020$332,562$274,777

2025 property taxes (current owner): $6,713/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 3, 2026Listed$685,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$685,000
Price / Sq Ft$318
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,154
Acres0.20 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address43 Marathon Key Way, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,712 sq ft
Parcel Number0702911250

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Range, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market20
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
HOA NameCoastal Oaks at Nocatee
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$6,713.47
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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