Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Pending

Pending·211 days on market

65860 Edgewater Drive

Yulee, FL 32097

$372,000$205/sqftEst. $1,912/moMLS# 2127727

Beds

Baths

1,812

Sq Ft

2024

Built

Garage

Pool

About this home

Yulee

Discover this inviting 4-bedroom, 2-bath home situated on a desirable corner lot in the River Glen community of Yulee. Designed for both comfort and functionality, the open floor plan offers generous living space filled with natural light, making it ideal for everyday living and entertaining. The interior has been well maintained and thoughtfully updated for modern style and convenience. This home also stands out for its energy-efficient features, including solar panels, energy-efficient windows, and appliances that help dramatically reduce utility costs. Step outside to enjoy a fully fenced yard offering privacy and security, complete with a rear gate for easy vehicle access. River Glen residents enjoy a peaceful setting with community amenities including a swimming pool and kiddie pool, plus close proximity to parks, shopping, dining, military bases, and major roadways. This is a wonderful opportunity to own a move-in ready home in a welcoming neighborhood.

Cost to own

Mortgage calculator

Home Price

$372,000

Down Payment: 20%

$74,400

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,912

Principal & Interest: $1,912

Property taxes (est.): $514

Insurance (est.): $248

Estimated Total Monthly

$2,674

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,912

Property taxesest. at asking price, Nassau County$514

HOAbilled annually$12

Estimated total, before insurance$2,438/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $342,600 in January 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$301,975	$173,612	—
2024	$55,000	$55,000	—
2023	$55,000	$55,000	—
2022	$9,538	$9,538	—

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History