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Pending

Pending·62 days on market

66132 Edgewater Drive

Yulee, FL 32097

$410,000$194/sqftEst. $2,090/moMLS# 2146662

Beds

Baths

2,115

Sq Ft

2023

Built

Garage

Pool

About this home

Yulee

Welcome to River Glen, where everyday living feels a little more like vacation. Set on a preserve lot at the end of a street, this Camellia floorplan offers privacy, flexibility, and an open layout designed for real life. The open-concept design connects the kitchen, dining, and living areas with clear sightlines to the backyard and wooded views beyond. The oversized 3-car garage gives you the kind of storage and flexibility that's hard to find, with room for vehicles, a golf cart, tools, a gym setup, or all the extras that come with busy life. River Glen residents enjoy resort-style amenities including a pool, fitness center, playgrounds, tennis and basketball courts, and walking trails throughout the community, all conveniently located near shopping, dining, Kings Bay, Jacksonville, and Amelia Island.

Cost to own

Mortgage calculator

Home Price

$410,000

Down Payment: 20%

$82,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,090

Principal & Interest: $2,090

Property taxes (est.): $566

Insurance (est.): $273

Estimated Total Monthly

$2,930

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,090

Property taxesest. at asking price, Nassau County$566

HOAbilled annually$10

Estimated total, before insurance$2,667/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $373,000 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$334,832	$279,761	—
2024	$321,169	$271,169	—
2023	$55,000	$55,000	—
2022	$55,000	$55,000	—

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.