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Active·45 days on market

65784 Edgewater Drive

Yulee, FL 32097

$349,000$171/sqftEst. $1,779/moMLS# 2149455
4
Beds
3
Baths
2,036
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Yulee

This is a Short Sale. Welcome to River Glen, a beautiful community ideally located near FL-200 and I-95, providing quick access to Jacksonville and the stunning shores of Amelia Island. Here, convenience blends seamlessly with the charm of coastal living. Explore thoughtfully designed single-level homes featuring spacious, open-concept layouts--perfect for everyday comfort and entertaining family and friends. Residents enjoy resort-style amenities and a warm neighborhood atmosphere that fosters relaxation and connection. Start your mornings in peace and end your days in a home you'll be proud of. River Glen is more than just a neighborhood--it's a place where special moments happen and memories last a lifetime. Experience the comfort, style, and prime location that make this community so desirable. Your next chapter begins here, with the ideal balance of tranquility and accessibility. Some photos have been virtually staged.

Cost to own

Mortgage calculator

$349,000
$69,800
Loan Term
Monthly Payment
$1,779
Principal & Interest: $1,779
Property taxes (est.): $482
Insurance (est.): $233
Estimated Total Monthly
$2,494
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,779
Property taxesest. at asking price, Nassau County$482
HOAbilled monthly$7
Estimated total, before insurance$2,268/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,512/yr · $626/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $374,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$334,335$279,110
2024$320,536$270,536
2023$55,000$55,000
2022$9,538$9,538

2025 property taxes (current owner): $7,512/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 11, 2026Price change$349,000$29,000
  • Jun 8, 2026Listed$378,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,000
Price / Sq Ft$171
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,036
Acres0.19 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address65784 Edgewater Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionRiver Glen
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,276.4 sq ft
Parcel Number132N26183200410000
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 8, 2026
Days on Market43
HOA Fees$7 / Monthly
HOA FrequencyMonthly
HOA NameRiver Glen Phase II HOA
Tax Amount$7,511.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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