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Active

Active·28 days on market

65355 Clearwater Court

Yulee, FL 32097

$386,000$208/sqftEst. $2,054/moMLS# 2151056

Beds

Baths

1,856

Sq Ft

2022

Built

Garage

Pool

About this home

Yulee

PRIVATE CUL-DE-SAC + RESORT LIVING + ENERGY SAVINGS! Welcome to your dream home in the sought-after River Glen community of Yulee--where comfort, style, and convenience come together effortlessly. This move-in-ready 4-bedroom, 2-bath beauty offers the perfect blend of modern design and everyday functionality, all tucked away on a quiet cul-de-sac for extra privacy. Step inside to an layout designed to impress--from the moment you walk in. The chef-inspired kitchen is the heart of the home, featuring 42-inch crowned cabinetry, a spacious walk-in pantry, and a massive center island that flows seamlessly into a sun-filled great room--ideal for entertaining or relaxing in style. The split floorplan provides ultimate privacy in a spacious primary suite tucked away as your personal retreat, complete with XL walk-in closet and large en-suite bath with dual vanities. Three additional bedrooms offer flexibility for guests, family, or a home office. Outside, your expansive fully fenced backyard

Cost to own

Mortgage calculator

Home Price

$386,000

Down Payment: 20%

$77,200

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,950

Principal & Interest: $1,950

Est. Taxes & Insurance: $487

Estimated Total Monthly

$2,437

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,054

Property taxesest. at asking price, Nassau County$533

HOAbilled annually$10

Estimated total, before insurance$2,598/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $312,000 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$292,211	$292,211	—
2024	$282,280	$282,280	—
2023	$271,760	$271,760	—
2022	$55,000	$55,000	—
2021	$4,550	$4,550	—

2025 property taxes (current owner): $7,554/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History