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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pirates Wood, Yulee — a home near Yulee High School.

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Sold

Sold·Closed Feb 27, 2026·5 days on market·Recent sales in Pirates Wood·Pirates Wood

97428 Blackbeards Way

Yulee, FL 32097

$675,000sold priceListed at $699,000 · 96.6% of asking$232/sqftMLS# 2127211
4
Beds
3
Baths
2,908
Sq Ft
2004
Built
3
Garage
No
Pool

6 more homes for sale in Pirates Wood →Search Pirates Wood on the map

HOA $25/mo0.66 acresSingle Family Residence1 story

About this home

Pirates Wood

SELLER IS OFFERING 20.000 TOWARDS CLOSING COST Truly spectacular home offering timeless brick construction, a complete remodel, and an unmatched Florida lifestyle in the waterfront community of Pirates Wood. This all-brick 4BR/3BA home has been fully remodeled and offers nearly 3,000 sq ft of living space on over ½ acre. Roof only 2 years old. The fully remodeled kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, and an open layout perfect for entertaining. Bathrooms have been beautifully updated, including a stylish Jack-and-Jill bath, adding modern elegance and convenience. High ceilings and fresh interior paint create a bright and airy ambiance throughout the home. All four bedrooms include walk-in closets for ample storage, while two hallway desk areas provide ideal home office or study spaces. The oversized laundry room with sink adds extra functionality to this well-designed home. Additional highlights include brand-new wood-look tile

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,709
Property taxesest. at asking price, Nassau County$932
HOAbilled monthly$25
Estimated total, before insurance$4,666/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,377/yr · $698/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,600 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,377/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
97535 Pirates Point Road, Yulee, FL 32097Listed by PINEYWOODS REALTY LLCMay 2026$595,000$2373/22,5131430.2
97071 Laffites Way, Yulee, FL 32097Listed by SUMMER HOUSE REALTYDec 2025$420,000$1874/32,24440.3
97046 Katfish, Yulee, FL 32097Listed by ALFA REALTORS CORPJun 2026$315,501$1543/22,050100.6
97076 Arnold Ridge Drive, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COASTJul 2026$455,000$1914/22,380830.8
97265 Castle Ridge Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$625,000$2175/32,883400.9
28903 Grandview Manor, Yulee, FL 32097Listed by SUMMER HOUSE REALTYSep 2026$890,000$3104/32,8731351.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,000
Price / Sq Ft$240
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,908
Total Structure Area4,229 sq ft
Acres0.66 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address97428 Blackbeards Way, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPirates Wood
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size28,749.6 sq ft
Parcel Number433N28509A00560000
ZoningResidential

Amenities

AmenitiesPool, Boat Dock, Boat Slip, Clubhouse, Playground
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Attached, Garage, Off Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionBrick

Additional Information

Date ListedJanuary 28, 2026
Days on Market5
HOA Fees$25 / Monthly
HOA FrequencyMonthly
Tax Amount$8,377.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: KELLER WILLIAMS SOUTHEASTERN PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pirates Wood

Pirates Wood is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Pirates Wood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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