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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pirates Wood, Yulee.

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Sold·Closed Dec 17, 2025·4 days on market·Recent sales in Pirates Wood·Pirates Wood

97071 Laffites Way

Yulee, FL 32097

$420,000sold priceListed at $445,000 · 94.4% of asking$187/sqftMLS# 2118017
4
Beds
3
Baths
2,244
Sq Ft
2003
Built
2
Garage
No
Pool

6 more homes for sale in Pirates Wood →Search Pirates Wood on the map

HOA $25/mo0.57 acresSingle Family Residence2 stories

About this home

Pirates Wood

Spacious home on a 0.57-acre lot in the desirable Pirates Wood community. This 4-bed, 3-bath property offers fresh updates and a peaceful setting, with new paint throughout and new carpet in all bedrooms for a clean, move-in-ready feel. The main level features comfortable living areas and inviting front and back porches, while the expansive second-floor bedroom serves as a private retreat or versatile bonus space. The large lot provides ample room for activities and is framed by picturesque greenery that enhances the quiet neighborhood atmosphere. Pirates Wood residents enjoy a community pool, playground, and boat launch, adding to the appeal of this charming area. With convenient access to shopping, schools, and North Florida's natural beauty—and zoned for A-rated Nassau County schools—this home blends comfort, space, and sought-after amenities. Book your exclusive showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,308
Property taxesest. at asking price, Nassau County$580
HOAbilled annually$25
Estimated total, before insurance$2,913/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,217/yr · $518/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,217/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
97535 Pirates Point Road, Yulee, FL 32097Listed by PINEYWOODS REALTY LLCMay 2026$595,000$2373/22,5131430.3
97428 Blackbeards Way, Yulee, FL 32097Listed by WATSON REALTY CORPFeb 2026$675,000$2324/32,90850.3
97201 Pirates Way, Yulee, FL 32097Listed by WATSON REALTY CORPApr 2026$375,000$2162/21,740260.4
97046 Katfish, Yulee, FL 32097Listed by ALFA REALTORS CORPJun 2026$315,501$1543/22,050100.5
97076 Arnold Ridge Drive, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COASTJul 2026$455,000$1914/22,380830.6
97265 Castle Ridge Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$625,000$2175/32,883400.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$198
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,244
Acres0.57 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address97071 Laffites Way, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPirates Wood
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size24,829.2 sq ft
Parcel Number433N28509B00430000
ZoningResidential

Amenities

AmenitiesPool, Boat Launch, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Primary Downstairs, Walk-In Closet(s)
AppliancesElectric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo

Exterior

RoofMetal

Additional Information

Date ListedNovember 14, 2025
Days on Market4
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$6,217.23
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pirates Wood

Pirates Wood is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Pirates Wood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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