This home is in Yulee — a home near Yulee High School.
Sold·Closed Jul 23, 2026·83 days on market·Recent sales in Yulee
97076 Arnold Ridge Drive
Yulee, FL 32097
About this home
Yulee
Welcome to this FULLY BRICK home, where space, privacy, and a HALF-ACRE LOT come together on a quiet culdesac. Step outside and you'll see it immediately--a PRIVATE, FULLY FENCED, ½ ACRE YARD with room to spread out, entertain, let the kids and pets run, or finally build the backyard you've been dreaming about. Inside, this home has already been taken care of for you with FRESH INTERIOR PAINT (2022), NEW LVP FLOORING (2022), NEW CARPET (2022), and a REFRIGERATOR (2022)--giving you that clean, move-in ready feel from day one. The ROOF WAS REPLACED IN 2020, plus AIR DUCTS and CARPETS have been PROFESSIONALLY CLEANED. *Boats and RV's allowed behind the fence.* Minutes to Amelia Island, shopping, dining and more. Feel away from it all, yet close to convenience. This is the home you have been waiting for.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,756 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $437,590 | $352,526 | — |
| 2024 | $373,866 | $320,478 | — |
| 2023 | $346,817 | $291,344 | — |
| 2022 | $331,023 | $264,858 | — |
| 2021 | $240,780 | $240,780 | — |
| 2020 | $235,622 | $235,622 | — |
2025 property taxes (current owner): $5,939/yr
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 23, 2026Closed$469,900
- Jul 14, 2026Pending$469,900
- Jul 7, 2026Withdrawn$469,900
- Mar 26, 2026Listed$469,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 97447 Bluff View Circle, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Jul 2026 | $295,000 | $147 | 3/2 | 2,006 | 159 | 0.3 |
| 97265 Castle Ridge Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $625,000 | $217 | 5/3 | 2,883 | 40 | 0.3 |
| 28903 Grandview Manor, Yulee, FL 32097Listed by SUMMER HOUSE REALTY | Sep 2026 | $890,000 | $310 | 4/3 | 2,873 | 135 | 0.5 |
| 97646 Bluff View Circle, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $367,500 | $179 | 4/2 | 2,055 | 67 | 0.5 |
| 97106 Yorkshire Drive, Yulee, FL 32097Listed by CHAD AND SANDY REAL ESTATE GROUP | Jun 2026 | $341,000 | $134 | 4/2 | 2,541 | 7 | 0.6 |
| 87233 Kipling Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUP | Oct 2026 | $335,000 | $150 | 4/2.5 | 2,235 | 238 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NEXT MOVE ATLANTIC COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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