This home is in Watermans Bluff, Yulee.
Sold·Closed Sep 25, 2026·135 days on market·Recent sales in Watermans Bluff·Watermans Bluff
28903 Grandview Manor
Yulee, FL 32097
3 more homes for sale in Watermans Bluff →Search Watermans Bluff on the map
About this home
Watermans Bluff
Nestled beneath a canopy of majestic live oaks in the gated community of Waterman's Bluff, this custom Lowcountry-inspired home blends timeless architecture with modern comfort and coastal charm. Perfectly positioned across from the community kayak launch, this 4-bedroom, 2 full and 2 half bath residence offers a rare opportunity to experience the relaxed coastal lifestyle that defines one of Northeast Florida's distinctive communities. Designed for everyday living and entertaining, the home showcases custom millwork, detailed trim, and abundant natural light. The screened porch provides a peaceful retreat with marsh views and coastal breezes, creating the perfect setting for morning coffee or relaxing evenings. The main-level owner's suite features a spa-inspired bath with a freestanding soaking tub, oversized walk-in shower, dual vanities, and walk-in closet.
Next steps in Watermans Bluff
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,677 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Main Beach Parkabout 7 mi · 105 parking spaces
Closest park or preserve
Egans Creek Greenway29 min drive · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 4 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 6 mi · Egan's Creek
Closest grocery store
Target13 min drive · 463737 State Rd 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $770,000 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $691,609 | $623,705 | — |
| 2024 | $655,420 | $605,420 | — |
| 2023 | $640,841 | $590,841 | — |
| 2022 | $501,648 | $360,650 | — |
| 2021 | $404,613 | $347,155 | — |
| 2020 | $391,672 | $341,672 | — |
2025 property taxes (current owner): $9,734/yr
Estimated taxes if purchased at asking price: ~$14,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 5, 2026Closed$974,000
- Sep 8, 2026Pending$974,000
- Jul 15, 2026Price change$974,000−$15,000
- May 12, 2026Listed$989,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $339/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 29103 Grandview Manor, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Nov 2025 | $755,000 | $340 | 3/2.5 | 2,219 | 376 | 0.2 |
| 97363 Yorkshire Drive, Yulee, FL 32097Listed by CRYSTAL CLEAR REALTY, LLC | May 2026 | $554,490 | $211 | 5/3 | 2,625 | 112 | 0.3 |
| 646 Sandy Bluff Drive 0034, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Oct 2026 | $884,560 | $307 | 4/3 | 2,883 | 0 | 0.5 |
| 628 Sandy Bluff Drive 0036, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jul 2026 | $924,840 | $261 | 5/4 | 3,549 | 0 | 0.5 |
| 97076 Arnold Ridge Drive, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COAST | Jul 2026 | $455,000 | $191 | 4/2 | 2,380 | 83 | 0.5 |
| 97106 Yorkshire Drive, Yulee, FL 32097Listed by CHAD AND SANDY REAL ESTATE GROUP | Jun 2026 | $341,000 | $134 | 4/2 | 2,541 | 7 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Sold by: CENTURY 21 MILLER ELITE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Watermans Bluff
Watermans Bluff is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
View all Watermans Bluff homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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