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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pirates Wood, Yulee.

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Sold

Sold·Closed May 28, 2026·143 days on market·Recent sales in Pirates Wood·Pirates Wood

97535 Pirates Point Road

Yulee, FL 32097

$595,000sold priceListed at $629,900 · 94.5% of asking$237/sqftMLS# 2118959
3
Beds
2
Baths
2,513
Sq Ft
2001
Built
2
Garage
Yes
Pool

6 more homes for sale in Pirates Wood →Search Pirates Wood on the map

HOA $33/moSingle Family Residence1 story

About this home

Pirates Wood

Rare find in the desirable Pirates Woods community. This original owner, beautifully maintained home offers over 2500 sq ft of comfortable living space. Step inside to find a warm and inviting layout. The home's centerpiece is its stunning screened inground heated pool, perfect for year round enjoyment. A durable metal roof adds peace of mind and long-term value while the private bonus room over the garage provides a flexible retreat ideal for a home office, guest suite, hobby room, or media space. Pirates Woods is known for its charm, mature trees, spacious lots and true sense of community. One of the biggest draws is the freedom it offers as you can keep RVs, boats and other recreational vehicles right at home, a rare benefit in this area. Residents also enjoy access to a community pool, private community boat ramp, and quiet streets perfect for walking, biking, and golf cart rides. You just don't find all of this in any other community in Nassau County, truly one of a kind!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,270
Property taxesest. at asking price, Nassau County$821
HOAbilled semi-annually$33
Estimated total, before insurance$4,124/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,410 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
97046 Katfish, Yulee, FL 32097Listed by ALFA REALTORS CORPJun 2026$315,501$1543/22,050100.4
97076 Arnold Ridge Drive, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COASTJul 2026$455,000$1914/22,380830.9
97265 Castle Ridge Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$625,000$2175/32,883401
97003 McGirts Creek Loop, Yulee, FL 32097Listed by DREES REALTYMar 2026$523,990$2244/32,3362571
97040 Rhianna Lane, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSOct 2026$430,000$2423/21,777781.1
96899 McGirts Creek Loop, Yulee, FL 32097Listed by DREES REALTYJun 2026$599,990$2034/32,953561.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$629,900
Price / Sq Ft$251
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,513
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address97535 Pirates Point Road, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPirates Wood
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number433N28509B00630000

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Clubhouse, Park, Playground
UtilitiesCable Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage, Garage Door Opener, RV Access/Parking

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened, Wrap Around
FencingBack Yard
RoofMetal
ConstructionBrick
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedFebruary 1, 2026
Days on Market143
HOA Fees$195 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PINEYWOODS REALTY LLC

Sold by: PINEYWOODS REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pirates Wood

Pirates Wood is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Pirates Wood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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