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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pirates Wood, Yulee.

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Sold

Sold·Closed Jun 30, 2026·10 days on market·Recent sales in Pirates Wood·Pirates Wood

97046 Katfish

Yulee, FL 32097

$315,501sold priceListed at $256,000 · 123.2% of asking$154/sqftMLS# 2139921
3
Beds
2
Baths
2,050
Sq Ft
2005
Built
2
Garage
No
Pool

4 more homes for sale in Pirates Wood →Search Pirates Wood on the map

No HOA0.52 acresSingle Family Residence1 story

About this home

Pirates Wood

**HIGHEST AND BEST OFFERS ARE DUE BY 5PM ON 4/17/2026**LARGE LOT! Situated on a generous sized lot this bright and spacious 3 bedroom, 2 full bath home features a kitchen with appliances, a kitchen that opens up to the living room and a generous sized back yard. Property is being sold ''As-Is'' with the right to inspect. Seller will make no repairs. seller will not pay for or provide survey. This property may qualify for Seller Financing(Vendee). If property was built prior to 1978, Lead Based Paint Potentially exists. Please see attachments for offer instructions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,748
Property taxesest. at asking price, Nassau County$436
Estimated total, before insurance$2,183/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,612/yr · $551/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,501
$63,100
Loan Term
Monthly Payment
$1,748
Principal & Interest: $1,748
Property taxes (est.): $436
Insurance (est.): $210
Estimated Total Monthly
$2,393
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$430,687$430,687—
2024$416,250$416,250—
2023$374,457$143,706—
2022$266,973$138,064—
2021$218,075$132,586—
2020$203,060$130,065—

2025 property taxes (current owner): $6,612/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $125/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
97236 Pirates Way, Yulee, FL 32097Listed by ATLANTIC SALT REALTYSep 2026$400,000$2663/21,503950
97145 Blackbeards Way, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$760,000$5113/21,488170.8
87061 Farnsworth Lane, Yulee, FL 32097Listed by ENTERA REALTY LLCAug 2026$319,900$2104/21,5201111
97076 Arnold Ridge Drive, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COASTJul 2026$455,000$1914/22,380831
87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLCAug 2026$319,900$2104/21,520511.1
97447 Bluff View Circle, Yulee, FL 32097Listed by FERNANDINA BEACH REALTYJul 2026$295,000$1473/22,0061591.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$256,000
Price / Sq Ft$125
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,050
Acres0.52 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address97046 Katfish, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPirates Wood
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size22,651.2 sq ft
Parcel Number433N28509G00090000

Amenities

UtilitiesElectricity Not Available
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingElectric
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedApril 14, 2026
Days on Market10
Tax Amount$6,611.78
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALFA REALTORS CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pirates Wood

Pirates Wood is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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