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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee.

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Sold

Sold·Closed Jun 15, 2026·40 days on market·Recent sales in Yulee

97265 Castle Ridge Drive

Yulee, FL 32097

$625,000sold priceListed at $639,900 · 97.7% of asking$217/sqftMLS# 2138395
5
Beds
3
Baths
2,883
Sq Ft
2004
Built
2
Garage
Yes
Pool
HOA $34/mo0.60 acresSingle Family Residence1 story

About this home

Yulee

Beautifully maintained home on a private, fully fenced 0.6-acre lot surrounded by mature trees. The outdoor space is perfect for relaxing or entertaining, featuring an enclosed pool with hot tub, firepit area, and plenty of room to enjoy the outdoors. Inside offers 10 foot ceilings, tile and carpet flooring, and a flexible formal living room or office. The kitchen includes granite countertops and a gas cooktop with ample space for everyday living. A thoughtfully designed addition with a private entrance includes its own living area with fireplace, bedroom, and full bath- ideal for guests or multi generational living. Additional features include a whole-home generator and recent updates such as a NEW ROOF, HVAC and water heater. Conveniently located just minutes from Amelia Island, beaches, shopping, and dining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,462
Property taxesest. at asking price, Nassau County$863
HOAbilled annually$34
Estimated total, before insurance$4,359/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,175/yr · $598/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,462
Principal & Interest: $3,462
Property taxes (est.): $863
Insurance (est.): $417
Estimated Total Monthly
$4,741
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$535,580$456,996—
2024$469,148$469,148—
2023$440,203$236,363—
2022$339,105$148,425—
2021$250,777$142,646—
2020$253,466$139,986—

2025 property taxes (current owner): $7,175/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
97076 Arnold Ridge Drive, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COASTJul 2026$455,000$1914/22,380830.3
97646 Bluff View Circle, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNSJul 2026$367,500$1794/22,055670.4
97106 Yorkshire Drive, Yulee, FL 32097Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2026$341,000$1344/22,54170.6
87233 Kipling Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUPOct 2026$335,000$1504/2.52,2352380.7
28903 Grandview Manor, Yulee, FL 32097Listed by SUMMER HOUSE REALTYSep 2026$890,000$3104/32,8731350.8
97046 Katfish, Yulee, FL 32097Listed by ALFA REALTORS CORPJun 2026$315,501$1543/22,050100.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$639,900
Price / Sq Ft$222
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,883
Acres0.60 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address97265 Castle Ridge Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionArnold Ridge
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size26,136 sq ft
Parcel Number433N28082A00300000

Amenities

UtilitiesCable Available, Electricity Available, Water Available
Water SourceWell
ParkingAdditional Parking, Garage

Interior

AppliancesElectric Oven, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingFenced, Back Yard

Additional Information

Date ListedMay 15, 2026
Days on Market40
HOA Fees$406 / Annually
HOA FrequencyAnnually
Tax Amount$7,174.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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