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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Glen, Yulee — a waterfront home in Nassau County.

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Sold

Sold·Closed Mar 27, 2026·69 days on market·Recent sales in River Glen·River Glen

70414 Winding River Drive

Yulee, FL 32097

$387,000sold priceListed at $404,900 · 95.6% of asking$190/sqftMLS# 2122532
4
Beds
3
Baths
2,036
Sq Ft
2023
Built
2
Garage
No
Pool

17 more homes for sale in River Glen →Search River Glen on the map

HOA $12/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

About this home

River Glen

Welcome to this beautifully designed 4-bedroom, 3-bath home in the desirable River Glen community, where comfort, style, and serene water views come together effortlessly. The open-concept layout is ideal for both everyday living and entertaining, featuring wood-look tile flooring and a thoughtfully designed split floor plan that offers privacy for the owner's suite. The heart of the home is the stunning kitchen, showcasing crisp white cabinetry, quartz countertops, a large center island, and a spacious walk-in pantry—perfect for hosting gatherings or enjoying casual meals. Soft, neutral tones throughout create a light and welcoming atmosphere. Step outside to the large screened-in lanai and enjoy peaceful water views overlooking the generously sized backyard—an ideal space for morning coffee or relaxing evenings. River Glen offers resort-style amenities including an Olympic-size swimming pool, fitness center, clubhouse, pickleball courts, and more, creating a vibrant community.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,144
Property taxesest. at asking price, Nassau County$534
HOAbilled annually$12
Estimated total, before insurance$2,690/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,499/yr · $625/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$387,000
$77,400
Loan Term
Monthly Payment
$2,144
Principal & Interest: $2,144
Property taxes (est.): $534
Insurance (est.): $258
Estimated Total Monthly
$2,936
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,608 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,499/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Dec 24, 2025Listed$404,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
70353 Winding River Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$394,330$1864/22,11540.1
65805 Edgewater Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUPOct 2026$352,000$2063/21,709120.2
76842 Timbercreek Boulevard, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$317,000$2073/21,53240.2
70021 Misty Lake Court, Yulee, FL 32097Listed by CENTURY 21 INTEGRAAug 2026$330,000$1933/21,711330.2
70056 Misty Lake Court, Yulee, FL 32097Listed by 7 STAR REALTY, INC.Aug 2026$309,000$1245/32,4943810.2
70168 Roseapple Court, Yulee, FL 32097Listed by CASTILLO REAL ESTATE JAXJul 2026$435,600$1755/32,494820.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$404,900
Price / Sq Ft$199
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,036
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address70414 Winding River Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionRiver Glen
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size7,840.8 sq ft
Parcel Number132N26183201670000

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1

Exterior

Lot DescriptionOther
Patio / PorchCovered, Rear Porch, Screened
RoofShingle

Additional Information

Date ListedDecember 24, 2025
Days on Market69
HOA Fees$140 / Annually
HOA FrequencyAnnually
Tax Amount$7,498.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Glen

River Glen is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all River Glen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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